volume, yes standard, thank you, thank you, colleagues, please, your questions, yes georgy, georgy peremitines, recently, the committee on standards of credit institutions approved the mortgage standard, which there could be liability for banks that do not comply with it, and also the second question: in mid-july , the publication of daily statistics on over-the-counter foreign exchange trading, which began to be published in april, was suspended, as explained the central bank, this was done in order to limit the influence of sanctions, that’s what from... thank you, thank you very much, as for the mortgage standard, in principle , the responsibility of banks for compliance with the standards that are developed within the standards committee, too many words on standards , but it so happened, that is , there is an association-based committee on... we believed that it was very important to have such a standard in order to reduce unfair practices when banks mislead consumers, such a standard exists, but it remains the right question you are asking is how, accordingly, it supervises compliance w