>>rose: we conclude with gerry baker and the digital future of nurps. >> when the web came along we knew how to produce newspapers and we put them out there on the web, more or less the way they were in print. we still have that mindset. we have to get completely out of -- we have to understand that the digital news experience, the digital content experience is a completely different one. >>rose: conflict in iraq and the new digital newspaper when we continue. funding for charlie rose was provided by the additional funding provided by these funders. >> an by bloomberg. a provider of multimedia news and information services worldwide. ♪ ♪ >> from our studios in new york captioning sponsored by rose communications from our studios in new york city, this is charlie rose. >> we're working closely with the iraqis to develop a holistic strategy to isolate the al qaeda affiliated are groups. ramadi, of course, appeared to have isolated i.s.i.l. in pockets of the city. >>rose: we begin with iraq. that country appears to be at risk of descending into sectarian war. just after two years of withdra

gerri: i think that we have passed that rubicon. the latest that i see is bakersverything together and there may be as many as six other retailers who are going to get hit here. the costs are going to be pretty dramatic. tell us about this. why is it so important? >> if you think of your card right now. the back of your card with a magnetic strip. it contains the credit card information and that's how today's credit cards work. with this technology the card information would be essentially on the chip. unless you give a 10 to 10th of the company to survive, it will not unlock the card number and therefore they cannot be used without the culmination of this and it almost completely eliminates credit card fraud unless the consumer is a responsible if their pin number. gerri: so it takes a lot to violate that card. you said before that you thought it was money that was standing in the way. i have to tell you that i found out the other day that north korea uses these technologies on credit cards. we are beyond pyongyang, we are in big trouble. so why won't this go for