has been fined they agreed to pay the fine and you mention and gerry warner who there says that there's no way to know the cost well we do know fannie mae and freddie mac. are the two government sponsored entities in the united states which are now fully owned by the u.s. taxpayer they underwrite something like ninety five percent of all mortgages now in the united states well when you take out all these contracts mortgages interest rate swaps they're tie to the libel rate an internal auditor at fannie mae and freddie mac. has determined that libel or rigging cost them three billion dollars and therefore the us taxpayer they defrauded the government and remember we talked about one thousand and one that notion that if you lie to any federal authority in america you get thrown into prison and a federal prison for a few decades so. a lot of our scandal they ended up in games with billions of dollars of the fraud which were added on top of the bill that were given to taxpayers from the likes of hank paulson needed the seven hundred fifty billion at the time became fifteen sixteen trillion