wouldn't be possible one by one without hard work of these people i'm jonathan minutes the guy that getdzets to lead the empowerment fund and joined. >> i the principal eric who got us here and katie platt that makes everything we do come to life at the city for empowerment fund two principles that guide our focus and funding first consumer financial empowerment is so fundamentally important both to families and to their communities as you've heard interest the mayor the government really can no longer afford to leave this issue to nonprofit community segment to shoulder loan but must elevate it as a core part of municipal programs and policies second the local government it tangible high quality and large-scale success when it comps to counseling and banking access, savings access and consumer protection banking access is a concern what we're doing really must be a solution when tens of millions of people can least afford to spending billions of of dollars to do what people in this room do for free paying the bills with a stroke of a pen or a escape percipient witness of a card or like m