gholam, can't you see the fire , the flame, the smoke, so-and-so gholam hossein was never a hero, he always had courage and bravery, but now it was time to show it all. even his family saw new things in him, the boy playing on the phone who studied his school lessons by force, now he was accepted in the university. it was the peak period of political inflammation in the country security institutions had become sensitive to universities. the result of gholam hossein's work at the university was that he was expelled after three semesters. finally, in 1956, he went to the army. once upon a time, if you were a soldier, you had to make difficult choices. bahman 1357. out of all the soldiers of the ilam gendarmerie , there was only one person who had a scar. the tall soldier who stood in the first row, but he was so weak and thin that no one took him seriously. they didn't even give him a gun. he had become the driver of the company commander. it had been a few days since the imam's announcement had reached the barracks, but no one had the courage to do so. dangerous was. it could cost a p

gholam is very attentive. he used to take the newspapers and bring them, saying that there was a conflict here, this is how it happened, he had such attention and interest he did not go to the army. gholam hossein was running away from the war with the iraqis in those hot days of 1954 , not knowing that a few years later, the hand of time would make him the great commander of the army, which would strike fear into the hearts of iraqis. there were still a few years left until that day. gholam hossein made his decision. he went to urmia to study. for gholam hossein , living in urmia means loneliness and distance from family. his migration from tehran to urmia had a great effect on his change, he became dependent on himself , he bought a house for himself , he had his own life, he did his own cooking, he did his own work. he did not rely on his family anymore, now he was involved in religious activities. gholam hossein had a headache , he used to gather the students for discussion and talk to them. my help became

mehr month of 58 gholam hossein. he was accepted in the law department of tehran university and fell in the middle of another battle. he had one foot in the university and one foot in the newspaper. in the university, he does not remain unaware of the newspaper . see what happened in tehran. more explanation, we were walking. i remember that his assassination was open and when we heard the news, in what condition because he was high. and armed groups were not involved. many of these news were not published because their publication in the newspaper scared people and hurt them. this news would not be published, but it would definitely help. gholam hossein was not a person to sit still. he thought that maybe this news will open a knot of information about the work of the country. effort. we made a very extensive search to find fargan . it took seven to eight months until we were able to. at the end of december and january of 1358, we attacked 11 homes of fargan's team , collected them and destroyed them . it was just a

this is the house of shahida leila gholam aliizadeh's father. i offer my condolences . may god bless you. i got your daughter . actually , i called a girl. take it easy, martyr leila also loved the way and customs of haj qasim and the martyrs. he used to say that haj qasim was very good. he said that i should go to haj qasim first. as soon as he intercedes for his killer , he has enough worms and is the mother of hossein. i did not see him again until yesterday and the next day when i saw your mother in the coffin. on january 18, 1402, on the way to kerman, we came to baft, the home of martyr sara hamzenejad , one of the martyrs of the terrorist attack. he could not go away, but that day he went and was martyred. a mother who is devoted to sardar delha narrated to the boys. haj qasim is a national hero. qasim, my mother had a lot of devotion, it was worth it. our next destination is in the context of the home of the martyr mehdi alavi, one of the martyrs of faraja, in the terrorist attack of 13 months, if my child does not go, who will? i love whoever says no. i'm not g

the 56th anniversary ceremony of the death of jahan pahlawan gholam reza takhti was held today in the presence of sports people in ibn baba, the city of ray . takhti was a man of god, always with a smile. 56 years ago, the sun of jahan pahlawan set, but the lamp of his love was lit in the hearts of people, his own throne. was. and people loved him passionately for this reason. the secret of his success, according to my father, was that he spoke to everyone in his own language, that's why he had a place in everyone's heart. for takhti, medals, championships, and podiums were only an excuse to reach pahlavi. mr. takhti has 11 world olympic medals, but this is our writing. although takhti's body is not among us, but gholam reza is still alive , his heroic behavior has made the late takhti immortal, and every year after 56 years, many people attend the anniversary ceremony of the late takhti in the olympics. the three medals he won are less important. out of love, friendship and honor with the people , he helped in the problems of the people with the people . we have three legends that sh

but the ceremony of the 56th anniversary of the death of jahan pahlawan gholam reza takhti b was held in the city of ray with the presence of sports people. it was sunny 56 years ago . the secret of his success, according to my father, was that he spoke to everyone in his own language. takhti was only an excuse to reach pahlavi. mr. takhti he has 11 world olympic medals, but that's not what he wanted for himself, like the way we salute him now, they say how much hadashir is known as his champion, takhdir is known by the name of kobe for the good work he has done, although he is not among us, but gholam reza he is still alive and his heroic demeanor has made the late takhti immortal, and every year after 56 years, many people attend like this. in the anniversary ceremony of the late takhti in the olympics, the 3 medals that he won were less important than the love and friendship and honor with the people in the problems of the people with the people in their troubles. people are helping us, we have 3 legends who are showing iran to the world, takhti, the legend of joanmiri and pahlavi,

see where we cut flowers on the road of love the twenty-seventh winter of gholam hossein's life was the last chapter of his life, or god did not know that these were his last steps in the life of the base of martyrdom. everything ended on a cold winter day as easily as it had started. many years ago in the last days of another winter. march 25, 1334. that day. you did not weigh more than 100 grams

martyr muhammad ali abedini , 55, and martyr leila gholam alizadeh, 38 , were martyred on december 13a terrorist attack on the fourth anniversary of the martyrdom of haj qassem soleimani in kerman. students of schools across the country mourned the loss of their classmates in the terrorist attack in kerman today. students remember they honored their martyred friends. saturday morning after the terrorist incident in kerman, the morning when the names of the martyred students of kerman were presented in a different way. martyr zahra housman pena. students who are watching their friends from the sky. i am a martyr who died because of the terrorist attack in kerman. our kermani classmates , i had to go to school now, they were martyred. i saw a picture of one of them. this was my age. what sin did this servant of god commit that made him a martyr? they, like us, should wear their uniforms today and because they say school is the way to school. he takes orders from israel and america, that's it the world is saying that the students all over the country passed their vacancies like this and

gholam reza bahrami of sed and sima news agency. the next part of the news is at 6 o'clock. here, wherever you step in lebanon , you will see, hear and feel haj qasim. christians consider qassem soleimani to be a powerful general who shaped the strategy of unifying the battlefield in the axis of resistance. it turned iraq, yemen, syria, palestine, the lebanese and iran into a united front against the west and the zionist regime in the region. regarding lali, general qassem soleimani. for me, as a historian and human being from the arab community, general qassem soleimani was one of the most important people to unite the resistance movements in the region, especially in southwest asia. he has made the biggest contribution to the palestine issue and with the flow of zionism in the region , which today is the warhead of the project of the countries it is known that the colonialists fought back. lebanese sunnis. they know haj qasim's place in the hearts of all mujahideen and mention him among their historical heroes . martyr qassem soleimani martyr soleimani was not like others

gholam hossein was a follower of mr. iftikhar da. how old are you now? i am 70 years old.as a cheerleader , i loved football. also to the delegation of aba abdullah al-hussein and from there they told us shah ghulam it became permanent. it became permanent . you have achieved your childhood dream. in your opinion, i have achieved 100% . i was about 15 years old, mr. masih messinia was the captain of the iranian national youth team. so he cried and told my mother that i can be like a man. she said, "mom, i pray. 4-5 years later , i was the captain in shiraz. we won the shorawi cup . i won the cup. after 5 years , i cried. it's never happened. you should be warned. it's true, at all, and it's your service. " let me tell you, i was very rough on the ball . i was the coach of fajr for almost 13 years . i didn't get a card. i was the head coach. we didn't play against football. you saw that at the end of my time, we had a position. who is the best player in the history of iranian football, in terms of morals and techniques ? i am the same guy in the persepolis team . now he is

this is the house of shahida leila gholam aliizadeh's father. i offer my condolences to you. god bless you girl. i dialed her number or called a girl right away, i was constantly walking around with my phone in my hand i didn't hear from them until 4 o'clock at home. i asked to hear my sister's voice. i will take it easy. martyr leila also loved the ways and customs of haj qasim and the martyrs. he said that haj qasim is very good. every time he went to kerman, he said that first, with this piece of a few centimeters, if not, the control of the satellites in space would be disturbed. the digital solar sensor is one of the types of sensors used in satellites, which has the task of determining the angle of the sunlight vector with respect to the satellite body and controlling it in its own orbit. solar digital scanners were on the list of banned products until recently. it was difficult to go to iran it arrived, but the budding researchers of danesh banyan rolled up their sleeves to localize it, and the result was the production of a new generation of strategic products in the

we will not follow up on this matter, gholam reza mango. sed and cima news agency had been sent to one of the iron smelting factories for many years. there are road construction machines, all of which are currently depreciated and unusable. this device was used by the car itself. as the key wanted to sell the heavy machinery that had been out of service for about 20 years, and now it is being remanufactured again with the efforts of local experts and taken to the field of construction activities in sistan baluchistan , it will be repaired, they will make rooms from zero to a hundred, and it will be finished. we opened it and made a major repair. if it didn't come here, it would all be removed from the data, instead of iron. ahan, with the activity of this center, the loss and wastage of a large part of the national funds in the field of road construction is prevented. if it is zero, the daily market price is close to 10-12 billion, but this device costs one billion almost back to the first cycle of his work. so far , about 60 devices have b

leila gholam alizadeh is from the village of shamsabad, rafsanjan, who was martyred in the terrorist incident in kerman . i didn't hear from them until 4 o'clock, martyr leila. he also loved the ways and customs of haj qasim and martyrs. i am proud that my daughter was martyred. his martyrdom is blessed because he deserved to be martyred. if he didn't have it, he wouldn't be martyred girls. the youth of the radio and television news agency. in the 9th year of its establishment, radio parateti inghlab will start working from tomorrow. at the same time with on january 19, the day of the uprising of the people of qom, on the eve of the 45th anniversary of the victory of the islamic revolution, it was broadcast. in the name of god, hello, have a good evening . first, let's talk about the temperature situation. in the last 24 hours , the hottest place in our country was namdan plain in fars province with a minimum temperature of 14 in safar island and between the centers of the provinces, the city of kord was the coldest with a minimum temperature of 13 in safar island. it is the center o

martyr muhammad ali abedini , 55, and martyr leila gholam alizadeh, 3, died in a terrorist attack on fourth anniversary of the martyrdom of haj qassem soleimani in kerman.

gholam hossein fatehi, the first place in the field of sajjadiyeh, dear and respected brother from east azarbaijan province. dear sir, mr i invite alireza javid to the stand. the road organization announced the efforts of more than 6 thousand road workers in 18 provinces of the country to reopen the snow removal axes . this organization advises travelers to avoid unnecessary trips and if they need to travel, they must inquire about road conditions from the 141 system. whitening of 18 provinces of the country. the rain of electricity and then you have radar services that are really providing services was good, the only problems we have are the fog and the blizzard and the snow that is coming , but if our tunnel is fixed, the problems will really be solved. the rain, although it made people happy, but it also blocked 380 mountain roads , 250 roads were reopened. the effort of our colleagues is to be able to reopen the rest of the rural axes by the end of today. with the announcement of the highway, 6,400 highway drivers along with 475 light and heavy machines are serving the people in 380

ceremony to celebrate neko hadeh jahan pahlavan a bed the 5th anniversary of the death of jahan pahlavan gholamreza takhti was celebrated this morning at the tomb of this hero in ibn navieh, ray city. minister of youth sports keumers hashemi and a number of veterans and athletes were present in this ceremony. in the same framework, nitna and juventus of the second place empoli will meet with milan, the third team of the torino table, napoli, udinese will meet with lazio, and rome will meet with atalanta. in the framework in the third round of the english e cup last night, in the most important matches, chelsea won 4-0 against preston, aston villa overcame meadersbrough with a goal, hull city with 82 in attendance. one minute, elhar sayad menesh, his iranian striker against birmingham, gave his consent to the images that this game will be repeated and newcastle defeated sunderland with three goals. in other important games, the teams of brighton, chifield, united, southampton, and coventry have an advantage over their away opponents. last night, real madrid defeated arandina 3-1 with the goals o

families can see this on tv and take peace of mind, take the picture of the holy defense of martyr gholama rahbar on the front line of the media. in the holy defense, he said that there was no fear for him in the areas he went to, god never recites a verse of the qur'an before every report . he started his career in abadan central radio and radio naft. he considered preparing news, reporting and being in the field as his duty. where do different groups come from? he divided them. he chose an area that is sensitive, which means that they should not be like that. he would send the groups to places where they could not sacrifice their work. after his jihadi media activity, he finally died on the 21st of december. in the second stage of the karbala 5 operation, a high degree of martyrdom was achieved. saying that being on top of the enemy without dirt and obstacles, he will be wounded and fall right there. he went missing. 67 who announced their testimony. although he was famous in the holy defense, his body remained in the area and remains unknown. the voice that continues. abbasi lerki of a

gholam reza is a professor at sed and sima news agency. the conference on the role of islamic religions in the re-creation of islamic civilization ended its work with the presence of shia and sunni scholars in gorgan . in the closing ceremony of the first conference on the role of islamic religions in the re-creation of islamic civilization, the results of specialized working groups were presented. many topics. method we discussed the role of women in the family and the management of the family institution. in the kalam working group , issues were raised and suggestions were presented in four discussions. holding specialized workshops and meetings in the field of atheism and answering the doubts of atheists. in the jurisprudence working group, the involvement of elites was emphasized as preventive components. to be able to find new approaches for contemporary adaptation. the head of the awqaf and charitable affairs organization of the country also pointed out the dos and don'ts of re-creating the islamic civilization and said that the isla

gholam awass behramin, general manager of crisis management of rahdari organization . i am at your service, dear colleagues and viewers of this program. i am grateful for this news. it is good news, mr. behraminiya. however, as i said , it has its consequences. which roads are going to be blocked now? it is predicted that something is going to happen . you have provisions to actually manage this well, as you mentioned, since wednesday, with the arrival of this system , we have covered almost 18 provinces of the country , and we have had rain in 18 provinces, mainly in the provinces that are now mountainous. it was snowing and during this period, except for two of the sharia and main axes , the rest of the sharia and main axes. it is open, but because the rain has been more in the highlands and mountainous areas, in some of these provinces, we have witnessed the blockage of 380 rural roads, and according to the conditions and possibilities, our colleagues are conducting snow removal operations, which during this period are more than 40,000 km of the highway has been cov

gholam reza bahrami of sed and sima news agency. 15 thousand billion tomans through in the last 10 years, people's companies have been paid for the implementation of watershed projects. the deputy official of the soil conservation and watershed research institute said: each hectare of watershed has four times the economic value of the cost. i decided to come and revive this village. the village had no water. here is a piece of desert. a desert in the distance of the dream of a man who is thinking about prosperity. my mind is that if this village. you it is great to have a green space, a dream that turned from imagination to reality , to build this silbanda so that we can save some water here. it stores more than 30,000 cubic meters of rainwater in the soil. well , the people who came from the heights of saghen ward said about the history of floods that once a heavy rain would wash away the entire village, for example. of this amount, 1,200 hectares of operations have been carried out in the restored pastures for grazing the cattle of sarbans. we have 133 camels here. thanks to god, our d

another one of these stories is the story of gholam reza mohammadpoure, a beekeeper who actually attended beekeeping classes with a diploma. in my opinion, this example can be a basis for us to go to these people in the rest of the provinces . among these courses, i chose mr. kazemi's course because most of my students are farmers. ali kazemi, a rural farmer, was able to make an observation. it's good to identify an exquisite and healthy iranian rice. this book will make my student feel tangible in the lesson i'm teaching . it may be nice to look at the four rice branches, the characters that a group of researchers went from city to city and village to village. and they have found them among 2 thousand social activists. the story of special people. the good name is zademi behak from the title sarai zarnagareh. i was in construction before i started beekeeping. what b my life would be a hundred times better than this, sweeter in terms of income, but this was more than that. the huge wave of migration of rural people to the city caused many of the handicrafts of rural women and men to be fo

gholam reza , professor of the broadcasting news agency, yazd. automatic issuance business licenses will resume in less than two weeks. announcing this news, the vice president of the business environment improvement center said: the national license portal is obliged to issue suspended licenses according to the law . we had to take some time to fix the door. this project took about two months. now that we have reached the end of the project, the standardized and optimized portal has been separated from that project and we will start the automatic issuance in the next two weeks, god willing, and the automatic issuance will continue according to the same plan that was announced earlier. order according to the spokesman of the national center for cyberspace, the action against fraud was announced through mobile phone numbers. with the implementation of this recipe, buying and selling on the internet will be safer and legal prosecution of fraud through sim cards and communication ids on the internet will be easy and straightforward. the platform is

gholam hossein yousefi will also join us. who carried out the attack after that, so that the level ofsion does not increase, it has been a long time since the americans. in that official and unofficial message that they are trying to convey , that the war does not become more widespread , they carried out their own operations last night, and during this time, they did not take any action for they did not stop the zionist barrages , but the route of sending weapons continued. this policy of the americans has changed with today's attack . i used to say that we did not fight it and spread it. the news of this goes back to the double standards of the united states or the selective policies of the united states, which on the one hand constantly declare that we do not want to expand the war, but the westerners are sitting there in the occupied territories of palestine. their ships in the mediterranean are armed support, intelligence support, technical support, they have full political support and we see that for more than 90 days, the zionist regime has not failed to kill the people of gaza

seyyed mahmoud tabatabaei fard, the enduring face of iranian medicine, ayatollah gholam reza fiazi, ayatollah dr. ali akbar rashad, who are the masters of the field of islamic wisdom and mysticism. this is how it was, mr. madgaq, to ​​humanities , culture and art, that art is one of the most important figures that we have worked with, mr. ali shirazi, one of the best calligraphy masters in iran , in the same video that you showed, the same tableau and the mirror of omar are also calligraphy. sharif is the one we wanted to be the initiator of this beginning. this documentary should be in the same beautiful line of professor shirazi, as a love lesson for them. if you agree, some parts of the episode that was broadcast in life teacher, which is about professor bagher sarokhani, the father of sociology of communication, should be broadcast to my colleagues and then continuation of our conversation with mr. seduqi, faith in the heart, love , a smile that never disappears from his face, and love for science. he was our teacher and professor of sociology , but he was also the teacher of my life, ser

gholam hossein elham , former minister of justice and former member of the guardian council article 6 of the constitution. he says: the judiciary should be exercised by the courts of law. this means that this power is limited to the court and the judicial power should not include anything other than the court. behzade poursaid, deputy legal and affairs of the judiciary council. the document is not just a physical paper, but it implies ownership, and the registry office is not supposed to seal and sign only a paper, but the performance of this organization is closely related to legal issues. nasir mashaikh, professor of registration law. what most requires the incorporation of the registration organization into the executive branch is the ease of supervision by the parliament and judicial institutions. this is the organization. currently, the head of the registration organization or his assistants are safe from the control tools of stizah. and in addition, if the regulations related to the registration of real estate and documents are signed by the head of the judiciary, they cannot be

gholam reza professor, yazd broadcasting news agency. the 14th week of anti-zionist protests in france. the participants in this demonstration criticized the inaction of the international community in the grave of the zionist regime's crimes against the palestinian nation. supporters of palestine in france this week also had a busy weekend, demonstrating in different cities and marching in the capital of paris, republic square. the demonstration you see is the gathering of french men and women in condemning the european leaders' complicity with the crimes of the regime. end the war in gaza, support israel and defend human rights. this is a shame for countries that are proud of human rights. in addition to carrying the flags of the countries that support the resistance, the south african flag was also seen in the hands of protestors in the hands of protestors for trying to bring the zionist regime to court on the charge of genocide in gaza. after this, the french delegation is going to move to brussels, in about 10 days, when the european

gholam reza bahrami, sed and sima news agency. the technologists of a knowledge-based company succeeded in obtaining the technical knowledge of producing non-shebtab and anti-jakeh. this technological product is produced with higher quality and lower cost than foreign samples. this is one of the incidents which the accident expert wrote in a report sheet due to insufficient visibility at night. to provide a safe and low-risk passage on a night trip, road and transportation experts. they try different ones. one of the newest methods is to build such roads. shabbat roads specialists of our country had previously tried to make shabtab colors in a similar experience. but in the new experience, now the technologists of a company of scientists went to another method. non-shabtab construction. we could also produce shebtab bitumen. these pitches during the day. they absorb light energy and during the night during a process of 8 they have 12 hours of brightness. this method especially makes the work of night drivers easier on roads that a

gholam reza, professor of yazd broadcasting agency. officials of the ministry of agricultural jihad announced this year it is the year of abundance of oranges in the gardens of gilan. this province has more than 11,000 hectares of citrus groves, 90% of which belong to portugal. seed by seed is picked by the hands of gardeners. to fill the baskets with one of the most consumed fruits these days. we will start from the eighth tower, god willing , we will be closed until the 11th tower at 7:00 to 5:00. according to them , the local oranges of gilan are one of the most edible oranges. excellent excellent thin juicy skin excellent excellent if you like, i can open one. you can buy organic from near portugal , for example, people in this area use less poison. may if apparently you want to see for yourself, look, this year the orange trees have bent under the heavy load, it is good, gilan has 11,276 hectares of citrus orchards, 90% of which belong to oranges , each hectare with about 25 tons of oranges, if the trees that have more than 15 the

of kobi , he knows you for the good work he did, although the body of thatha is not among us, but gholama is still alive . in this way , the three medals that he won are less important than your love and friendship. pride is with the people, in the problems of the people, with the people in trouble people are helping us. we have 3 legends who are showing iran to the world . takhti is the legend of jovan mardi and pahlavi . the second is tayyab. he shows it more to today's generation. in the camps we were in, he told me that uncle haider is 60 feet away. when they come at night, they say to maz khona, we are praying , 60 shake their heads so that they stand tall for the sake of religious duties, may god have mercy on hajj filia, he was his coach. he didn't have shoes anymore, the one who didn't have clothes , this was the moral and character of the pahlavi of takhti, which made him the world's pahlavi and kept him in the hearts of people for years . iran's men won against the youth of russia in their last meeting in the four-way tournament in moscow. the iranian team had previously record

gholam reza bahrami, sed and sima news agency. the request for authentication of this vehicle card is our national card, and production and distribution are the stages that the fuel smart card goes through until it reaches the applicant. between 12,000 and 15,000 of our compatriots apply daily. application for smart card is fuel. on the 24th of january, a report of this process was broadcast on the khabar network. a process that took 2 months to follow. well, i filled this form for you. according to the ceo of the national oil products distribution company, the process should take less than a month. until 27 days, 28 days, we have 100% card prepared and produced means that it should not be more than this time from the time of registration to the time when it arrives at home. although this process is possible in less than the announced time, 159 my fuel card was issued, but sometimes not informing the applicant about this process on time has prolonged the time to receive the fuel card, 45 days have passed and i came to the same off

gholam hossein elham, former minister of justice and former member of the guardian council, article 6 of the constitution says that the actions of the judiciary must be carried out by the courts of justice, that is, this power of limitation. it is in the court and the judiciary should not include anything other than the court behzadepour seyed deputy. legal and affairs of the parliament of the judiciary, the document is not just a physical paper, but it indicates the ownership . the registry office is not supposed to seal and sign only a paper, but the performance of this organization is a collateral communication. nasir mashaikh, a professor of registration law, is dealing with legal issues . what most requires the incorporation of the registration organization into the executive branch is the ease of supervision of the parliament and judicial institutions over this organization. at the moment. the registration organization or its superiors are safe from the control tools of stizah, and in addition, if the regulations related to the registration of properties and documents are signed

gholam hossein. the actions of the judiciary should be by the courts of justice, that is the power of limitation is in the court, and the judicial power should not include anything other than the court. behzade poursaid, deputy legal and affairs of the parliament of the judiciary, the document is not just a physical paper, but it indicates the ownership, and the registry office is not supposed to seal and sign only a paper, but the performance of this organization is closely related to legal issues. nasir mashaikh, professor of registration law. the thing that requires the incorporation of the registration organization into the executive branch is the ease of supervision of the parliament and judicial institutions over this organization. currently, the head of the registration organization or his consent is safe from the control tool of stizah are. and in addition, if the regulations related to the registration of real estate and documents are signed by the president. the judicial branch cannot be he

gholam 's proposal, i.e. all at once, for example, an average of two years , for example, an average of 10 years, 7 years, all at once, for example, 30 years, 35 years no, i didn't mean that once , in this sense, it means that the rulings are seen side by side, that is, in the form of rulings, the package of reforms is seen side by side , in fact, there is a coordination between the parliament and the government regarding this package of reforms and its implementation gradually. okay , you didn't agree that we should go to the first place, for example general economic debates, which means, for example, let's fundamentally reform the funds or reform the formulas, let's move towards these quantitative reforms . let me give you an explanation. see the answer. considering that 18 of our insurance funds in the country are based on certain benefits, and the majority of the resources that exist for providing pension payments are collected from insurance premiums. that is, it is important to know how many insurance payers we have who actually earn funds for the insurance premiums they receiv