treasury second, tim gietener is urging the major lenders to be prepared. >> tom: it was a day of the major stock indices marking time before tomorrow's conclusion of the federal reserve meeting we mentioned earlier. with a weaker consumer spending figures we reported unchanged most of the morning, and stayed in negative territory in the afternoon hitting the lowest levels of the session at the closingble. trading volume was higher. with consumer spending in focus. the consumer sector saw the biggest drop. and energy falling 1.1%, and defense was spared in the sell-off. retailer coach's disappointing earnings cast a shadow over consumers. coach the biggest loser in the consumer sectorment take a look at the results. the high end retailer earning a penny under the average of wall street estimates. sales in north america were much slower than aped. shares fell hard. loews didn't get any help from the report. showing home prices on the rebound. loews fell 5.6% after making an unsolicited offer to buy the canadian home improvement chain. loews offered one and three quarter billion dollars