gina green is the director of the center for responsible lending a financial consumer protection agency with a task evaluating which financial instruments are unfair to the client after toxic mortgages gina green and her center are now interested in irregularities made by banks in foreclosure procedures. where in east oakland where in the neighborhood east oakland hills it is a predominantly african-american community. and it was really you know this is one of the neighborhoods in oakland that was really rocked by foreclosures in fact heald notice in california that african-americans and latinos were dispersed. actually affected by the foreclosure crisis the assessor felting in san francisco he did it he took a sample of loans and looked at them and found that they had widespread problems that's just a sample so if we were to actually look at the entire universe of loans we would probably fine comparable statistics for the whole the many people might have been erroneous lee foreclosed upon so what that means is that folks who have been displaced who have lost their homes who have had to