we also received funds from banks and other institutions such as ginetec. we're a sba micro-lender. we recently made our first quiva loan and it provides working solutions with a $200,000 line of credit. we provide a loan to a entrepreneur. we post it on their website. individual lenders such as yourselves can lends to that business as little as $25. as soon as that business funds working solutions is reimbursed. it provides marketing and exposure to the business and working capital for working solutions. also star bucks and the opportunity finance network has given us lending capital but i want to mention that wells fargo is the organization that initially capitalized our loan fund 2005. >> does the queva and prior loan status like a traditional loan provided to a client? >> that's a good question. i'm not sure but they have to meet our eligibility requirements but that's a good question. >> okay. >> any other commissioner comments or questions? great thank you very much. you guys do very, very good work. next speaker. >> thank you commissioners. next under financing your business