that is one of the reasons we went to the ginnie mae model, if you will, where issuers

and while some in tunisia blame in the high profile killing of the ruling islamists at lunch watch ginny's international radio says some believe outside influences could be to blame. people believe that anomalies you just might be behind the attack but the majority believe that we have to be patient in two weeks the final report for the this dictation from the interior ministry to be able to say whether this party or the other one. committed this described this situation dear leader of another party they are pointing to forty and they have mentioned they said there are probably fourteen hands for trying to spread scales throughout tunisia this country to hijack the revolution from its people. while we keeping a close eye on that story and his developments and we want to know what you think of the story i don't see it or call we're asking about a possible outcome from the latest showing of anger in tunisia and what you think could happen here the options you can choose from right now you can choose a push up for a new revolution or to islamist dominated government will be forced to make con

really, ginnie to have updated antivirus software. that's not going to catch everything. you need to know what's on your network and you need to have good access is to know who is on your network. you need to make sure that you can watch your network to know what information is entering your network. basically i think the things that would make the most difference right now is for a company to really make sure they are using the best practices in their industry and really going after the basic, the basic kinds of cybersecurity activities to really raise the bar and then the next thing we really need to do is increase that information flow that we are talking about in all the directions of government industry, industry backed a government among companies to really make sure we all have a good sense of what a threat environment is really like and what is really happening. and then that will put us in a much better place to actually tackle the long-term more persistent threats and allows us to focus on those. >> host: michael daniel is cybersecurity coordinator for the white

the whole idea behind qe3, fannie, freddie and ginnie mae, fha loans, despite all of their heroic purchasesage rates are going up with purchases. things are not working as they had hoped. >> when has that ever not been the case with washington, d.c.? i apologize for cutting it short at this point. we have to let you go. thank you for giving us a new perspective on what they call the housing recovery. shibani: it is a quarter till. time for stocks now as we do every 15 minutes. nicole petallides, what is the very latest? shibani: nicole: one of charles payne. he recommended it. higher revenue. there are forecast that are looking good. supply equipment for secured wireless forecasting a profit that looks good. as a result, you see a big move for this particular stock. you can see the dow, nasdaq and s&p all without arrows. really testing to see whether or not we can close up on the week. we would have a losing week for the major averages. we are a few points below where we closed last friday. the dollar is slightly higher. shibani: thank you. >> the city just hired a new city manager. this gu

. >> my mother is in a ginnie mae fund with fidelity. you get about 3% yield.ou. >> thank you guys. it is 9 :19. we're taking a look at the jammed up in san jose, 101 northbound is the spot where we have slow traffic. george has been of getting us all morning with a hot spots. now let us focus on the sun shine in this picture. let us listen to anny tell us how warmer will get today. >> good idea focus on the sun shine will want your sunglasses for the commute. we have plenty of sun expecting sunny conditions for this afternoon to be mild warm. mostly clear and breezy at times. >> temperatures not bad lower fifties in downtown san francisco. mid '40's for the bottle. 52 and oakland. livermore out of the '30's coming in at 44. >> satellite radar picture shows high pressure control. we may see clouds move into the bay area today. that will limit the seventies. we will not see as much compared to yesterday. >> there will still be a few thought to incentives. >> in the heart of the bay into the arena will join '60s. >> by 2:00 look at the yellow. san jose will be hi

that is one of the reasons we went to the ginnie mae model if you will where issuers, broad range ofissuers and the credit enhancers, we made sure that those who are providing credit enhancement are in a monoline fields. it could ea subsidiary and a large institution but the entity that provides the credit risk enhancement would have to be in a monoline situation only insuring mortgage credit risk. >> senator bond would like to add something. >> we heard a lot from the community bankers at our regional hearing in st. louis and elsewhere and i live among community bankers. there is one thing i am personally convinced of and that is if it's a fair playing field, the community bank is in much better shape to meet the needs of the potential borrowers and the banking clients in their community but right now they are telling us ,-com,-com ma there is not so much too big to fail. their wording about the cost of dodd-frank which would require hiring a staff of people to fill out the paperwork and they think that the big banks can do that better. we would hope congress would look at that. the

ginnie mae pricing right through freni and freddie securities. that is the key factor in terms of trying to compete. in the world of milton friedman, we could still have a pony express if you want to subsidize something like that. but we chose not to. the reality is, nobody is going to get into this market as long as the government is blocking them with this cheap pricing. >> before you respond, mr. sanders, the other thing that i did not mention -- new risk that everybody is trying to figure out how to price. it is called regulatory risk. it falls onto the private mortgage market but not necessarily to those loans being originated through fha created is that correct? >> that is correct. the protection bureau admits fha and freddie and fannie areas we have a stringent set of standards, including prime risk and the associated lane with that. but they seem to waltz their way out of this. they are not really under the regulatory supervision of god frank -- dodd-frank. we have to have rules governing the fha. that make it a level playing field with t