for ginny, serving our veterans was a labor of love whether on the phone or over a drink, ginny listened and learned about the lives of our veterans. she was not only an advocate but a friend. she recognized hyped every case file was a human being and when it comes to our veterans, justice delayed is justice denied and ginny was passionate about the veterans' homelessness. she was active in the local standdown, an event where heroes are provided hair cuts, food, medical care, a place to stay for the night and counseling. she believed that our nation should have a standdown 365 days a year. inspired by her efforts, i introduced a bill last year to reduce veterans' homelessness. and she was instrumental in helping me secure outpatient care. veterans will use this facility during the first year of operation. many veterans will no longer have to travel hours just to receive basic care. and ginny managed my nomination to america's service academy, fully investing herself in the process to ensure that they get the best care possible. and she treated each applicant as if they were one of her ow

i think the biggest chunk is from fannie and manfredi and then finally ginny. the reason i ask is obviously because i'll justly wary come from. i come from the position that fannie and freddie might have been engaged in some inappropriate activity over the last several years, but no more so for the most part than private entities. ..

theodore tozer heads up ginnie mae, which backs f.h.a. loans. he says with so many homes for sale, it's important to encourage all players to help stabilize neighborhoods. >> when somebody buys a property, renovates it, that's not the flipping that was going on a couple of years ago, so we're trying to bring as much capital and as much stability to the market that we can. >> reporter: investors and first time home buyers competing to buy properties could be a sign the market is stabilizing. but there are some concerns first time buyers may disappear when the $8,000 tax credit expires at the end of the month. viayrada says she still wants to buy. >> the credit for me is an incentive, but it's not the reason why i'm purchasing a house. i'm purchasing a house because i want to live there and raise a family there, and i work really close by and i don't want to commute any more. >> reporter: in the meantime, viarada is keeping a positive attitude, hoping she'll soon find a place of her own to call home. stephanie dhue, "nightly business report", wood

. >> when ginnie comes marching home is the name of of the boo >> every year the national press club hosts an author's night. author of 14 books. a new book out called defenders of faith. let's start with the basic questions. >> the holy roman emperor. the tenth sultan of the ottoman empire. the two came into a clash in vienna in 1527 and 1532. really was a clash of empires and the clash of civilizations and the clash of religions. we think after 9/11 we were the only ones that never had this experience of jihad versus crusade, but this is what i have been really doing for the last four books, reminding people of episodes in history where christianity and islam came into conflict. >> what was the result? >> well, the result was that the ottoman turks, the islamic forces. had they not been stopped what he wanted to do was go all the way to the rhine river. had he prevailed europe would had been islamic in 1527. so it is a major turning point in history. >> when you are working on this type of ancient history what are your sources cannot. >> i have an office at the library of congress.

for short, are mortgage-backed securities issued by entities other than fannie mae, freddie mac and ginny mae. subprime mortgages, alt-a mortgages and jumbo loans were financed. in 2003, which was also a year of heavy refinance activity, the size of the pls market was about of half of the size of fannie mae'fanniefanniemae's securityi. in 2004, that changed dramatically. in 2004, the plf increased. plf exceeded that of -- almost reached the levels of fannie mae and freddie mac combined. in 2005 and in early 2006, that trend continued, with the dollar volume of pls issued exceeding the mbs issued by fannie mae, freddie mac and ginny mae combined. the effects of pls on fannie mae's business were significant. our business activity relative to the overall market declined dramatically during this period of time. secondly, many of the new products funded by pls had features that attracted low income borrowers, which threatened our ability to meet our mandated housing goals. fannie mae had never previously experienced market changes of the magnitude that we were seeing during this period. there

they were treated very much like a ginnie mae, had a full basic of the united states on a. they had owed very little capital against it, and unfortunately some of the buyers of the preferred stock were banks, and they took a 100% hit on it. >> okay. we talked a lot about lobbying. capital standards, minimum capital standards to risk based capital standards, and then the ability to consider systemic risk in the fires under and size of the portfolio. do have knowledge of fannie mae and freddie mac lobbying on any of those points, either from legislative standpoint or from a mandatory standpoint? >> i do not have direct knowledge, but i have indirect knowledge that they certainly had people up at capitol hill talking through the issues of legislation and the harm it might do to the housing market. >> okay. were you then indirectly aware that they were lobbying against you having the authority to raise capital standards and against the authority for you to be able to speak in our monthly raise with the ceos we often talk about legislation, needless to say, and certainly to me t

there were nine country specific resolutions, critical each of burma, north korea, the congo and ginniel of israel. so that means five countries out of 190 kids got criticized and israel got over 50% of the dubious distinction of having these resolutions. in short, this council is no different, despite u.s. participation and indeed precisely as predicted during the bush administration than was its predecessor. to reach for restrictions on u.s. sovereignty i think is going to encompass a lot of territory, and the economic and environmental area as well. and there particularly on the question of funding for international activities. ever since the mid 1980s when the senate began substantial with holdings of u.s. assessments to the u.n. system, the advocates of global governments have looked for ways to find multilateral activities that did not depend on appropriations by national legislators. and particularly by the congress of the united states. in fact, almost exclusively their concern was the congress of the united states, not providing money like turning on a spigot. so they are try

ginny bright of florida. the speaker pro tempore: the gentlelady is recognized for two minutes. ms. brown-waite: i rise in support of s. 1963, the caregivers and veterans omnibus health services act of 2009. we need to provide the best support we can to our nation's veterans. with provisions for caregiver support, rural health improvement and mental health benefits, there are many reasons why i support this legislation. i could speak at length about these important and necessary benefits, however, in the interest of time i'd like to highlight one, health care for women veterans. while more and more women are joining the military, the v.a.'s health care system for women veterans have not kept pace. although approximately 14% of our troops are female, as a female veteran recently said in an interview with "good housekeeping" magazine, it's like women are martians, abnormalities. only about half, even, have a guychologist on staff. this despite the fact that between 23% and 29% of all female veterans seeking medical care through the v.a. have reported experience sexual assault. is it a

they were treated very much like a ginnie mae, had a full basic of the united states on a. they had owed very little capital against it, and unfortunately some of the buyers of the preferred stock were banks, and they took a 100% hit on it. >> okay. we talked a lot about lobbying. capital standards, minimum capital standards to risk based capital standards, and then the ability to consider systemic risk in the fires under and size of the portfolio. do have knowledge of fannie mae and freddie mac lobbying on any of those points, either from legislative standpoint or from a mandatory standpoint? >> i do not have direct knowledge, but i have indirect knowledge that they certainly had people up at capitol hill talking through the issues of legislation and the harm it might do to the housing market. >> okay. were you then indirectly aware that they were lobbying against you having the authority to raise capital standards and against the authority for you to be able to speak in our monthly raise with the ceos we often talk about legislation, needless to say, and certainly to me t