giulio: yes.actions we have done in the last few months, like the transaction in poland and italy, are an indication of our strategy, which is to capitalize on opportunities, because at the end of the day, we can strengthen our franchise. this happened with the acquisition in poland, where we are getting to number two in the life business, and especially the kind of life business we like. in italy, we have a highly performing company, so we could spend a little bit of our franchise there too. and if we see an opportunity where we could somehow add to our franchise, we are going to seize this opportunity. that is exactly where a company with this dru balance sheet can take -- with a strong balance sheet can take care of the situation. annmarie: are there any deals currently in the works? giulio: i can only speak about where we have been so far. i think we have been -- what you might see in the future will be consistent with what you have seen so far. i think this philosophy has played very well, so