in the gnc there was a big global crisis but nothing like $100 billion and only a small amount of thatcome back, but what you are seeing in these countries as well as institutional investors globally is they are saying interest rates are really low and they will be low for a long time. the 60 four/40 split does not make sense. we now see that globally, market share of all financial assets are 5% lower than the market share of equities. it is 5% lower than it was in january of 2018. the rotation from other assets, cash, money markets, fixed income, that rotation into equities is not done yet. we see robin hood in the u.s., but in korea retail investors are selling their real estate, selling their bitcoin, they are taking their money and loading it up into the equity markets, and you even see when we look at the list of companies we are looking at in other countries, we even see korea participating in other countries because there is been so much money coming in. the exception is india where retail investors are very interested in investing, but we have not seen them going into mutual fu