the goalal is not only to devep a new insurance scheme, but to provide advice on how to weather-proofinesses. simone: basically, we want to create something with a sustainable financial foundation, but we want it to be inintegrated intnto a risk redun chain. we develop risk management concepts, and the insurance is only the final element in this chain. if we do it properly, then we'll lower the costs of the insurance because the risk is reduced. reporter: more data needs to be gathered before the new climate insurance scheme can be introduced. and farmers and businesses need to find new ways of protecting their enterprises against the extreme weather that's becoming the new normal here in morocco. host: we've been hot on the trail of good eats again, and have discovered a delicious fish dish. reporter: lake skadar might be one of montenegro's best-kept travel secrets, with its clear water, natural beauty, and inviting villages. tourists are now flocking to the area, something restaurateur nenad petranovic is counting on to boost his business. nenad: we're in a good location here right