is goingrstand, apple to get a cut of bank transaction fees.ill they get a cut of credit card fees? >> i can speak to the network he's where there is no contractual relationship with respect to commercial terms and revenue sharing. the banks have to sign a contract we are not privy to, but with respect to the card networks and economics inside the payment transaction, nothing has changed. us more aboutl economics? >> i don't have anything else to add. >> why is it so opaque as to mark >> it is par for the course for apple to keep a lot of things close to the vest. >> do you imagine apple will be making money on this? >> they're certainly going to sell more devices. aim changer for the handsets and watches themselves. it's an elegant system. whatever they're cut his, they're going to benefit through increased hardware sales. visa is trying to expand this a broad. what are the outlook and challenges there? is thevisa fees which digital account number is based on a global platform. anywhere visa is today, we can provide the service. what we announ