conyers. >> thanks, chairman goodlat, and ranking member watt. i agree with everything that you've said. now, we have experienced this question of mergers that create more difficulty than anything else. we've all heard of the too big to fail notion, and so we come here this afternoon to listen to the leaders of two huge businesses to have them explain to us why we don't have to worry about too big to fail , as big s they are, they get bigger by coming together maybe. financial giants that were too big to fail pushed our nation to the brink of an economic meltdown that we're still not out of. a recession that is still ongoing, causing pain and suffering to millions of americans that didn't get a bailout, that didn't get t.a.r.p., that didn't receive a stimulus. and here's another problem. the united states supreme court has not been particularly helpful with their citizens united decision last year in which they've given corporations a blank check to use their money in any way they want, as much of it, and without even revealing who gave it and wh