generation and mine, of course, we're the same, got into the business partly gave -- because of gordon gekkoird because all the critics were asking, rex, what'd you think? i loved it. listen, he was a bad guy, he had the monogram on his shirt -- [laughter] buts this is something that people hear a lot, the market's too higher, g too high, get out. if you get out every time it goes up, will you be in for the next leg up? >> if you try the trade around every wiggle, you're going to miss it. i saw that speech, and what we don't realize is half the financial professionals from that era got into this business because of that speech, because they understood the wisdom of those words. charles: so here we are now finishing we're at new highs, and again, you know, retail investors are starting to sell a little bit here. they're doing extraordinarily well. how do you -- people give you their money to the manage, but when people ask you independent of that, you know, what do you do at points like this, your strategy -- >> i just had this conversation over the weekend. i was at a family event, and a rel