so i think that people should be looking at their credit report, they should be looking he govert actually now says that there's no evidence that there was a security breach, i would go so far as to say, and i'm very confident in this, that the government does not have the capability to say that because they don't have the telemetry and the understand understandine actual inner workings of the back end. connell: thank you, nick, for coming on today with us. as i said, this hearing's going on, so next hour we'll get through the ben bernanke commentary, and we'll have a one-on-one with the cyber expert behind the revelations today, trusted sec ceo david kennedy will be on with dennis and cheryl, that's next hour. he's testifying now up on capitol hill, and dennis and cheryl will talk about that next hour on "markets now." dagen: and it is quarterly earnings season. goldman sachs and citi reporting quarterly earnings before the bell this morning. goldman's profit topping estimates, citi says profit more than double from a year earlier, but it still came up short of analyst expectations. what