david: grameen america is a not-for-profit.oes it compare, the same, or different from running avon, which is for-profit? andrea: we do have a 501(c)(3) status, which technically makes it a nonprofit, but i view it as a social business. i view it as an opportunity to have a model that can make a profit. to give you an example, in our first branch in queens, new york, we will generate close to $2 million of profit from that branch after 10 years. now that money isn't going to shareholders. it's going back into the program. into fuelingck more entrepreneurs, helping us with our harlem branch, so the cycle of the profits is a positive thing, but we have a sustainable model, a sustainable economic model, and that makes it scalable. david: you mentioned it's women and their families. going back to bangladesh -- why do the loans all go to women? andrea: women are disproportionately affected. if i go back to bangladesh in the early days, before he started the program, if you were a woman and went to the bank to get a loan, they would