with us now greg mcbri. great to see you. so you actually have some gd news.theews the you're bringing to the said. you say that interest rates for mortgages, rates are modified. >> well,hat you are seeing, a huge run-up over the last week, and even this morning it was contuing. people a thinking, mortgage rates will go to 5%, the ten year treasury will the 3 percent. what happened as the day when document with some bond yields and mortgage rates settle down a little bit. i thhnk long story short as the dust settles i wld not be surprised to see mortgage rates pull baca little bit. gerri: about four and a half percent is wt we're looking at. what do you see as we go forward? is this a short rest by? >> the economy is not hitting the cover off the ball. the timetable the bernanke outlined last week and i would be shocked if it plays out the way simply because the fed has, time and time again overestimated economic performance gerri: always toppease. >> exactly. the end of t year could come and go and we may still not see the fed starts to taper. when economic r