jonathan, i'm sorry, jonathan gruber. what do you think? >> i think that you really are not at all looking at the facts of this law. and once again, this is unprecedented. we ran the experiment first in massachusetts. we did this law in massachusetts. what happened? employer-sponsored health insurance went up 10%. in the past recession where employer sponsored health insurance went down in virtually every other state, it went up in massachusetts. we have a system that works by expanding private health insurance. and you're just making up a bunch of stuff and not looking at the facts of how the law actually works. >> so matt welch is making it up, peter pitts is making it up, there's no basis in fact? you didn't buy my medicaid point, you didn't buy my mandate point. we appreciate you being on the show. i want to be as fair as i can. you have an informing problem. this is why i think the computer glitches have at least partly gone wrong. you have a data hub. the data hub reaches hhs, irs, all the states, all the medicaid programs, the vetera

gruber. >> that's the only fix there is, gwen. healthcare.gov doesn't work. >> ifill: mr. gruber? >> the point is it doesn't have to work yet. i'm not saying it's not a shame, it's a problem, i wish it worked but we're panicking over a short-run problem. it doesn't have to work yet. it these work by the end of november or mid-december so people can sign up. >> oh, my goodness -- healthcare.gov has been three years in coming and they've got fix it in five weeks. they've got to clean up a mess that took three years and i don't know that we panic but there's reason for great concern here. >> ifill: you don't think there's a fix, mr. lazewski, what do you think mr. gruber? >> i think neither lazewski nor i can talk about the tasks in the next couple weeks. the government said they'd have it up and running. if they don't the issues mr. lazewski are real ones and the government has to figure out how to help those whose policies are canceled. let's not panic yet. if it's not ready in five weeks we need to raise these issues. >> ifill: bob lazewski, a health industry consultant and jonath

gruber, let me begin with you. i have tried for weeks now to get my head around these insurance exchanges and how and if they will actually work. it feels to me like an awful lot has to go right. did it go right in massachusetts? did they work? >> they absolutely did. i urge your viewers to go on ma-melt connecter.org tomorrow and see how the exchange works. it worked very well, it was hard work in the beginning, there were glitches. but it provided an organized shopping experience, that provides favor. it is an introduction into the insurance market and prices have grown slowly on the connecter. so i think it worked well and is a good shopping experience for consumers. >> and many worry is it too good to be true? and if it saves businesses money will it cost me money, can you say whether or not that is indeed the case? >> yes, well, massachusetts is a different example, it was a very different bipartisan piece of legislation. it was a market this that was very damaged. most states are nowhere near as bad off asth

irony and more than a little bit of hypocrisy in some of their complaints right now. >> professor gruberas never framed osh organized or put together with the mindset that there would be such rejection that we've seen? >> what's ironic here is the republicans are rejecting the part of this law which is using private health insurance markets to expand health insurance coverage. this is an idea promoted by the heritage foundation to use these exchanges to promote the organized purchase of private health insurance. republicans, by denying the funding to make exchanges work well, or denying the functioning of the private health insurance market, we need to let this work. states need to expand their medicaid programs. you mentioned this earlier, and we need the state to do what's possible to make the law work. >> both of you confident that this, too, shall pass, professor gruber? >> absolutely. remember, the key date is not january 1st, march 31st. that's when the mandate kicks in. by that date it will be fine. >> mr. mcdonough, your thoughts? >> january 1st is a key date. after january 1st n

economist jonathan gruber helped design the health care law. >> in some states insurance markets were already regulated to not allow insurers to discriminate against the sick. in those states premiums will fall like in new york where they could fall up to 50%. in other states insurers were freely allowed to discriminate against the sick, and by ending the discrimination we'll raise premiums in states like wisconsin and the southern states. >> insurers are now required to cover people with pre-existing conditions and that drives up prices. overall gruber said rates are going up for the young and healthy like dan and down for older people and people who are sick. despite the sticker shock, olkives says health care isn't something he wants to live without. >> you know, growing up with a father who was a cancer patient, i definitely learned you have to have insurance, you know, whether you like it or not, you do have to have it. >> we're going to continue tracking problems with the sign-up sites and keep the information updated for you. just go to cnn.com/healthcare. >>> i went to the doc

jen gruber is a serial entrepreneur best known for creating butler bags and starting empowered by jenrmt great to see you. >> great to see you too. >>> it is about getting your business off the ground. >> i think a lot of people wish to have an awesome startup and they kind of neglect what skills are required to launch the company. so i think if you could answer what kind of skills are important for a start-up founder to have. >> i know this is a passion of yours, brian. making sure that people are starting companies are actually doing it right. >> oh, yeah. >> what do you have to say to him? >> it starts with the customer. how well do you know the customer? how much do you know what they're thinking? are you inside their head. know their problems, challenges, the issues you face? your business is based for solving their problems and being able to know what they're thinking is critical. >> that's something they need to do. are there any particular skills? >> i think your ability to be able to pitch and to connect with people is critically important. i see so many people with great ide

economist jon gruber, who helped craft the connector, gave us a walkthrough. let's say it's just you as an individual. >> okay, then it's going to ask for my income, because if i'm lower income, i qualify for special subsidies. i'm not, so i'm going to continue. >> reporter: then you type in your zip code and your birthday. >> okay, now it's retrieving all my available plans and rates. >> reporter: the connector has different levels of choices. that'll be the case in other states, too. bronze has the lowest premiums or up-front costs but higher out-of-pocket costs when you receive care. silver and gold are next, and the affordable care act adds platinum which has the most expensive premiums but lowest out-of-pocket. >> a platinum plan which is the highest tier, the insurance plan will be covering 90% of the cost where a consumer will be responsible for 10%. a gold plan is 80% cost assumed by the insurance company, and a silver is 70% and a bronze is 60%. >> reporter: within the metallic tiers, insurance companies offer competing plans. the benefits are the sam

hans gruber. this is your first movie role? >> it was, yeah. >> jimmy: there you go.ou are a stud. >> it's hard to believe we're talking about a film that was made 25 years ago. >> jimmy: was that 25 years ago? >> yeah. >> jimmy: that sounds crazy to me. >> i know. >> jimmy: but you've done before this you did theater, yes? >> theater and i'd done six months in new york in a play. then i got two weeks to go to hollywood to see if they're interested. >> jimmy: is that right? because you couldn't afford it? 'cause you had no money, or what? >> i was poor and stupid. >> jimmy: yeah. >> jimmy: now you're rich and stupid, it's great. [ laughter and applause ] me, too, me too. >> it's a trade off. >> jimmy: it's a trade off. but you have -- you're amazing in this. i love this story because it's your first movie so you want to do everything you can. so you end up doing all your own stunts. which you shouldn't do that. you know that now. >> this is before cgi came along. so you didn't have any choice. >> jimmy: you should get like a stuntman to do it. then use the back of you

gruber isn't telling the truth or need s to revisit his coursework.p insurance in my job and have been told my premiums will double. told in july our policy was cancelled. the new policy increased my costs 25%. dr. gruber is incompetent or a liar. my health insurance payments are going up dramatically. here is the overview on the obama care deal. if you are working, you will likely pay more and have a harder time seeing a doctor. if you are poor, great deal. in november 14 we'll see how voters respond. that will tell the tale for america. you and mcguirk made fun of the u.s. spying on merkel. maybe we should listen to how she runs germany. >> i'm tired of gutfeld mcguirk making a joke of everything. amy from georgia, i laugh every time those guys are on. from kansas, this week is my 11th birthday. hoping to get "kennedy's last days." i loved "lincoln's last days." >> having the courage to write killing jesus. i'm familiar with the story but never felt the drama until i read your book. it took hard work to dig up very deep stuff. all the historical dot

. >>> funding for this program is provided by the gruber family foundation and by the members of kqed. >> a co-production of kqed and center for investigatie ive reporting. >> california's san joaquin valley is one of the most productive farm regions in the world, yet the people who live and work near those farms can't always access that bounty. >> they're picking fresh fruit for everybody else, but actually they don't even have fresh fruit for their own family. >> families in the central valley experience some of the nation's highest levels of food insecurity. >> one in four families are at the risk of going to sleep hungry. one in three children are at risk of being hungry. >> in tolarie county, the food bank is already feeding a fourth of the population. if that's not a disaster, i don't know what

join me next time for a >>> funding for this program is provided by the gruber family foundation andhe members of kqed. >> a co-production of kqed and center for investigatie ive reporting. >> california's san joaquin valley is one of the most productive farm regions in the world, yet the people who live and work near those farms can't always access that bounty. >> they're picking fresh fruit for everybody else, but actually they don't even have fresh fruit for their own family. >> families in the central valley experience some of the nation's highest levels of food insecurity. >> one in four families are at the risk of going to sleep hungry. one in three children are at risk of being

thanks very much, jonathan gruber, economics professor at m.i.t. useful information. we appreciate it. >> my pleasure. >>> take a look at this. we have live pictures from the white house right now. the president and first lady, they're welcoming local kids, military families, for trick or treating going on for halloween. those are live pictures. sort of scary over there. very nice gesture on the part of the first family. >>> up next, it's not just the website. we went to an obama care store and found serious problems there as well. >>> a huge change in store for air passengers. we have details of the new rule about your electronics. so i can reach ally bank 24/7, but there are no branches? 24/7. i'm sorry, i'm just really reluctant to try new things. really? what's wrong with trying new things? look! mommy's new vacuum! (cat screech) you feel that in your muscles? i do... drink water. it's a long story. well, not having branches let's us give you great rates and service. i'd like that. a new way to bank. a better way to save. ally bank. your money needs an ally. ♪ (tr

susan gruber from georgia who tweeted me during the show. she had two questions. the software incrementally tested and what testing requirements were in the contract? those sound two pretty important questions, don't you think? >> yes, they are. they are ones i have not yet heard good answers for. >> so how would you rate this -- you where do you put your information in this web site? would you want to use it? >> right now i would not want to use it and that's just because from what i do see, i don't think that security was real taken seriously. they don't give me the -- it doesn't give me the impression that competent people looked at that time it from a critical perspective and really tested it for security nor designed it for security. and given what i can see from outside, without trying to break in, i am even more concerned about what may be underneath. >> we only have 30 seconds left. the government, the administration has said that they expect to have all of this fixed by november 30th. looking at the magnitude of the problems from an expert point of view,

jonathan gruber who teaches economics at mit and helped shape the romney care program in massachusetts and advise on obama care as well. doctor, would you support a one year delay? >> no, i would not, bill. >> and the reason that you want to go forward with this system that's kind of chaotic is? >> because we are overreacting to short-term news. look, when we set up the first month 150. same kind of issues facing internationally. people, the law was widely supported by residents of our state. it just take as while. we can't overreact to day-to-day and week to week. long run trend. find somebody who can't sign up even if they want to sign up because that's the situation we have now. >> look, it's -- we have to ask ourselves better, worse or the same. as we mentioned effect them. this is how much we are going to take out of your check. what the final obama care mandates against the companies are going to be. let me get back to massachusetts because that's in play. all right? so massachusetts now, the wait for to see a doctor in internal medicine physician has increased from 33 days befor

yes, today's victory for democrats was due in part to mac gruber-like planning on the part of republicans. >> we'll walk in and see what happens. >> you ready? >> wait. wait. so we're just going to wing it? >> there's a big difference between winging it and seeing what happens. now let's see what happens. >> today's victory was also a product of democrats holding the line. >> you shall not pass! >> every time republicans throughout a new piecemeal plan to fund the government, the democratic response was singular. >> you get nothing! you lose. good day, sir! >> when house republicans voted to fund the nih, democrats didn't bite. >> i believe that senator reid must take up this legislation today for the sake of those children and their health. >> the republican stunt to reopen the national parks was rebuffed. >> for political purposes, president obama and harry reid wanted the government to shut down -- >> the president and democrats never took the bait. >> let us reject this because this is -- you know, they took hostages by shutting down the government. and now they're releasing one hosta

corporations, they are way beyond this it a guy named john gruber said 80% of americans will see no changebill: i don't believe that that's propaganda. >> that is a fact. 80% no change. >> bill: some pinhead says. that's not a fact. that's what a pinhead says. >> homology. >> stop, come on. there are such things as facts, bill. >> bill: that's not a fact, juan. a fact that is something that is true. >> that's what i'm telling you. i'm coming on your show to tell you the truth what. >> bill: you have no idea that that's the fact. >> oh my gosh. >> bill: analyze after the insurance premiums come in. >> what we are talking about is a very small percentage of people especially who are going to be in the public marketplace buying insurance. >> bill: we have this on tape now. juan's fact on tape. >> let's talk about more rattle when you are making a promise and you should keep it what juan was talking about what is not the pitch. the pitch was $2,500 saved off your premiums. that's not going to happen for everyone. the pitch was we are going to bring the cost curve down. that's not what's happen

. >>> funding for this program is provided by the gruber family foundation and by the members of kqeda co-production of kqed and center for investigatie ive reporting. >> california's san joaquin valley is one of the most productive farm regions in the world, yet the people who live and work near those farms can't always access that bounty. >> they're picking fresh fruit for everybody else, but actually they don't even have fresh fruit for their own family. >> families in the central valley experience some of the nation's highest levels of food insecurity. >> one in four families are at the risk of going to sleep hungry. one in three children are at risk of being hungry. >> in tolarie county, the food bank is already feeding a fourth of the population. if that's not a disaster, i don't know what