when you gthere, do not click on the link inside an e-mail that you are worried about.se those are booby traps. neil: a lot of people worry that looks official and they don't click on it, and they will face wrath from the institution that might actually be sending a legitimate e-mail to them. but most institutions don't do it that way. do they? >> that's right. e e-mail is not as reliable as physical mail because of the anti-spam systems. because people have different issues with their computers. so companies and government agencies know that if you send t a mandatory notice by e-mail, many people will never see it. pick up the phone. call the agency. call the company. find out what is going on. do not rely on e-mail for now. that is not what e-mail is for. neil: victor, thank you so much. if that is in stereo, shoppers, brace yourself for this. the former chairman of the joint chief of staffs, if he is right, the dead thing can kill us. number one security threat that if wdon't fix it soon, this highly decorated admiral will highly decorated admiral will ha this is the