contentiousness in washington of americans receive this time of the year as a beacon of cheer and optimism habibank slipping. nine and ten, 27 percent are actually telling us they expected to be happier. gerri: and not surprised. americans always pretty upbeat. they will be pretty cheery. it will boost the economy? >> says a good question. "covering your assets" intend shoppers will spend the same as last year. 33% tell us they plan to spend less. there is that optimism. gerri: i am not sure that people actually tell pollsters the truth. they often don't know the spending plans. it is a mystery. you're hearing about their intentions. it is intentions. >> for example, we know that about 30 percent of people tell us there will go shopping on black friday. a quarter of the population will shop online. very important time of year. one less week to shop. they sieving is extraordinarily laid. it could be a make a break black friday because of a shorter time people don't know. when they get out there, we will know more at the end of next week and 56 a report today that people are not paying off their c