>> no, we hadden contemplated it. when we get feedback from our riders that is not something we have heard. i will look into it. >> if you work with populations that have a large cohort of expecting mothers. access to a car seat is in high demand. >> i need to go look at this. if i remember the rider policies for paratransit, we do tell the riders if they are traveling with the child they provide the car seat and the drivers will assist with setting it up. >> commissioner compton. >> i have more of a comment about the tnc. they are largely unregulated because they are personal cars they generally are not accessible. that is a major drawback with them. that is something we need to be cognizant of, it is a problem, in addition to their vetting processes, limited background checking, etc. it is not advisable to include them at this stage. i am glad you are doing flywheel. >> thank you. other questions for the speaker? thank you for joining us and thank you for stepping up. >> thank you, commissioners. >> director davis.

the ones i have been involved in, i have got admit, hidden, i had hadden let me lay out the good, the bad, and the ugly of the 401k plan then i will tell you whether it makes sense to contribute more money to the 401(k) or somewhere else it is a tax deferred investment vehicle. you don't pay taxes on the income you put in, and then your capital gains grow tax free until you start withdrawing. suppose you are 30 and you started investing $5,000 a year in your 401k you should be able to generate a return on 7% per year. at that pace over the course of the next 30 years you will be contributing $150,000 tax free to your 401k because that money is able to compound year after year without any capital gains taxes. by the time you are 60 that $5,000 per year that you have been investing will be worth $511,000 if you had to pay taxes on the dividends and capital gains every year that number would be a lot lower, $110,000 lower. you only ever pay taxes on your 401k money once. when you withdraw. it is taxed as ordinary income since you will be retired by then most of you will be paying a lower

ambassador to the united states from the state of israel, ron dermer and nile gardner's friend, daniel hadden, conservative member of the european parliament. so this is about them and this is about the legacy of senator helms, as brian said so eloquently. but i'm going to go back to the 1970s, not in this country, but in the united kingdom. the aircraft carrier freedom, the place where democratic representative began. 1970s when senator helms came to the united states senate, the united kingdom was on the eve of destruction. i saw it as a young american whose father was stationed on a british military base. what we now know is the soviet-backed labor unions were holding the uk in hostage. the welfare state drew the life out of the people. and the socialist labor government accepted the united kingdom's devolution into third-world status. out of the depths of those times came two remarkable leaders. one was a methodist grocer's daughter. the other was a baptist sheriff's son. they became united in an unapologetic defense, the belief that western civilization was worth celebrating and defendin