to hadley heath on why this heat is just getting started. fore we get into that hadley, i think you have personal experience of obama care firsthand. you got a letter from the authorities. what have you got? >> just today i come home from some travel, looking through my mail, i have a letter from my health insurance company. and someone who is familiar with obama care i have been bracing for this. in fact, my health insurer let me know my plan is not compliant with obama care and will cease to exist. they also provided me with instructs on how to sign up for plan on exchange. >> this is you, hadley heath. >> this is personal, yeah. this is me. >> out of that plan. do you know where you are going to go? >> well, i hope that maybe by sometime next year can i work out an option. i have until my anniversary date. i just one of millions of people in this situation. this is not a glitch. this, in fact, a characteristic of obama care. we knew from the beginning president obama stressed in 2009 that a central part of the healthcare law would be that

anyway, hadley heath says the president doesn't sound nonpeaceful.ss than transparent. he does have a standard for dealing with when prices versus another crisis. peaceful overtures in one area, not so much in another. what do you think that message is sending your? >> i think many people, including those who supported the president, they are disappointed with his lack of leadership now. his current approval rating at 37% because he's using inflamed rhetoric. neil: congress' approval rating is at 5%. but i will agree with this one, continue. >> well, when he started out as a politician when it came to this in 2008 in 2009 as a young president, he was the person bringing the message of hope and change from washington that washington wouldn't do business as usual and now we see that there is really the same things happening in washington as always. disagreement with a lack of leadership. neil: when you make overtures abroad, you have to be very consistent. let's say you're going to be a peacemaker, that is going to be the stamp and you're sort of dna n

hadley heath, thank you, former governor ed rendell, bob costa, thank you, as always. >>> the other politicaltory in washington the budget negotiations about to get started again, here's part two of my budget chairman congressman paul ryan, he is coming up, the latest non-negotiable baseline promises. you will hear all about it next up on kudlow. . . >> with budget talks set to begin tomorrow, should republicans keep the all important spending cuts and the sequester in place without raising taxes? last night at the kevin foundatifound kemp foundation dinner, i asked paul ryan those very questions. here are his answers. >> if we spend our time focusing on our differences we won't get anything done. if we talk about some big grand bargain, which means the energy policy, balancing the budget, getting the debt under control, reform you are our entitlements going bankrupt. >> that itself to me a grand bargain. io eng we will get a gran bargain. with renot talking about getting a grand bargain because one party will require the other to compromise a core principle and won't get anything done. deali

let's bring in hadley heath and bob goldberg. bob, let me start with you. a chance to succeed? >> i can only go by my experience. i tried enrolling after -- >> so did i. >> i enrolled as mickey mouse. >> were you able to get coverage on those ears? >> i have a prescription for cheese that they weren't going to fill which is a whole other issue. but it kicked me back because i didn't give a social security number, which i thought was interesting, how do they know that i wasn't mickey mouse. but my concern is this, as bad as the rollout's been, i've been dealing with cancer treatment issues and it's horrible to figure out if you're going to have the doctor that you have, if you're going to be able to get the drugs that you can, you don't know what the co-pays are. so as bad as this rollout is, it's probably going to be worse when you're trying to get the care that you need under these health exchanges. >> hadley, in the beginning, the president compared the rollout of the exchanges to apple's ios 7 saying this wasn't perfect but that's not to say that they're

hadley heath from the independent woman's forum joins us this morning from washington with her insightorning. >> nice to see you, good morning, clayton. insurers are worried not only is the pool of people signing up this point too small of a pool that shape of the pool can be imbalanced. only the most persistent and desperate users are getting through. in most cases these are the sickest americans. people are the highest healthcare costs. meanwhile young and healthy americans may not want to take the extra time and frustration to go through technological hiccups. >> listen to nancy pelosi saying yesterday it's a technical problem. it's not a structural problem with obama care. once we get some of the technical problems worked out with the back end of this thing, everything will be fine. what do you say to. >> i do hope they fix the web sites and less of a technological headaches for americans to have to enroll or face a penalty. the problem with obama care yes, technologically things can be packed and fixed and rebooted. you cannot fix some the laws broken economic incentives. that's w

joining us from the independent young women's forum, hadley heath is here.ram on sunday morning. >> good morning, mike. >> i had those numbers right. nearly 3 million people need to sign up if this health care act will be successful? >> that's right. you mentioned the name of the act, affordable care act. it seems less affordable for many people under the age of 30 who will face steep increases. that pool is growing as we see fewer young americans in the work force. >> get right into the penalties here. if i decide, okay, i'm 28 years old, whatever, fairly healthy, i don't sign up, what's the penalty going to be? >> some people have pointed out that it's only $95 in the first year, but that's not exactly true. >> look down the road. >> if you have a salary in the first year, it's 1% of your income, sektsd year 2% of your income and 2.5% of your income. >> for women, you have better, birth control pills, maternity care, it's going to be better. higher quality health care. >> right, but who decides? who is it who should be telling me what is better for me, you