trish: hadley heath manning, there is differences between what we saw in the senate bill, what we saw in the house bill. one of the critical ones is the senate will prohibit insurers from increasing premiums based on preexisting conditions. this is similar to obamacare but, you know, from a free market perspective, let's face it, if you have a debilitating illness, the insurance company is going to have to pay more for you to be covered. so, how do you think about this right now? you want to do one thing that zooms popular and fair for people but simultaneously you need the insurers to stay in business and want to be in each of these states? >> that's right. so three big differences between the house and senate bill. you have the tax saab is a did b siddiqui did i and, mathematical equations two chambers come together with variables and timeline you how to phase out medicare expansion. you can find solutions based on timelines. one issue the irchute of community rating. what you're talking about. the policy term for the prohibition that insurance companies do medical underwriting and