haji mahmoud, deputy director of the health insurance organization, and mrs. nik menesh, an expert in health economics, will be added to our group by telephone. will give yes i my wife, i am at your service, mr. bozor nasib and all the viewers. he said that this plan was unveiled in the three provinces of bushehr, south khorasan and kurdistan. this plan means free inpatient treatment in government centers, which is supposed to be done. actually, the plan has two conditions , one is that this that all people have insurance in the whole country, and if they do not have insurance , they can insure themselves by referring to the citizenship system of health insurance, but the second condition is the second condition of action through the referral system. the challenges in this case are actually everywhere in the country that the referral system is implemented in all this is one of the challenges in the country of unimplemented implementation our second challenge is that the financial resources are still not clear , how will we go to these challenges and questions