earlier, i spoke to hal lambert, a former director at credit suisse.e were significant concerns about the future of the bank. the bank has been poorly run for a very long time and when you have poorly run banks and a credit situation like we're having now globally, those are the banks that tend to run into problems. there is a big that with credit suisse they potentially defaulted, that could have ramifications for other banks because they are all interconnected, they are loaning to each other, doing cross trades with each other, so there are other banks that will have exposure to credit suisse, but this loan evidently from the swiss national bank, they will use those funds to buy back some of their debt is what i've read. perhaps they will try shore up the debt that was trading at very big discounts because people, there is a probability right now in the market, a 45—50% chance of default by credit suisse so they will step into try to buy some of their own bonds. i don't think it will end with this. there will have to be more done. you mentioned the n