why vice president hao yoochl present y. commissioner congressman >> present >> commissioner zvanski. >> present. >> >> we'll begin with item 11. thank you. item 11, review kaiser permanente early retiree hmo plan am claims experience. i discussion item and presented by my clerk. >> how are you? >> mr. clark. you well? >> doings well. >> good >> excited be here to you will hear my voice for the rest of the meeting starting with our review of kaiser permanente active employee and early retiree hmo plan. we'll go through this i will provide insights on the data thataiser presented to us and there is detailed monthly claim and member account information for reference. this captures plan year experience on medical and prescription plans including plan equalization and quality indicators for the nonmedicare insured plans that are offered. to members. met of when you will see here is for the active employee and early retiree population. there are problems state's exhibits in the back for the medicare population as limp this will b