employers haveeen trying to put more expenses on their employees. they have been doing it for years. >> i know, it gets more so with this. >> not, well, the short answer to that question is we don't know. i mean, it's interesting. they asked the employer if employees in december are you seeing more? are you paying more money out of your pay connection? as an employee, employees aren't necessarily theest sources on what they have in their paychecks. >> you know, employees are not stupid. they know what they net. they see that final figure. i know your intention was not to try to lead us there, though you did. but there seeing the net results. they are paying more for this stuff. it is coming out. >> be you the important part i want to make is it's not coming out of there. it wasn't coming out of their hyde when they answered this survey question. because it hadn't taken effect yet. obamacare hasn't taken effect. so you ask people, are your deductibles going up? the answer is yes. we don't foe why. they don't foe why. we haven't proven anything. this

so my judgment is making it difficult for people in the states who might not haveeen able to get ontohange. melissa: that the two options are part of this. you can go to a private insurance exchange and we have enrolled people like that. we call that part of the exchange and woman and we have enrolled a fair number of people in those situations as well. melissa: how do you find a private insurance they know who high mark is, they know less, and we have made that with advertising. >> so how would that be different if they went to the obamacare website. >> you work with thefamily members that are trying to ge coverage and so. >> of you don't qualify for the subsidy, you are the ceo of an insurance company. is it cheaper to get the plan on the obamacare website if you don't qualify or go directly to the insurance company? >> well, that is a case-by-case type of scenio. and i don't know that i can give you a great answer to that. >> it probably makes sense for people for shoppers to go out there and ompare because of a lot of money and a big decision if you don't quafy for the subsidies c

sova fatah i haveeen. >> in the same workout class somebody produce 500 pounds or a qvc pipe.who are losingeight, and they can mix and match. gerri: at any level? >> on 2014 with this idea? >> no faster way. i would say 80 pcent of the members come in and all of them are doing polyps. [laughter] >> is there any special food? >> although a lot of people from the of pleo diet of the things that you were evolves to eat. gerri: just like food. if you tell someone you aven year's resolutions and what is the one thing you would tell them? >> do something every dayy if you let the dishes pile up you will not clean them. if you r walking or playing flag football if you get into the habit is a lot easier. gerri: the man arrested for holding up a sign will have the latest on the crazy story. one stock analyst downgrades the stock for moral reasons. [ chilen yelling ] [ telephone rings ] [ shirley ] edwa jones. this is shirley eang. how may i help you? oh hey, neill, how areou? how was the trip? [ male announcer ] with nearly 7 million investors... [ shirle] he's right here. hold on one

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