. >> jim healey, "usa today." will all the awards be lump sum, or will some be structured settlements? >> that's up to the individual claimant and their lawyers and their accountants and their advisers. i wouldn't begin to require any conditions on how individual claim malts want to receive this money -- claimants want to receive this money. we'll do whatever they want, that is entirely up to them and their adviser. lou? >> thank you. you consulted data from federal agencies. now, granted that no amount of money is going to compensate really for death. but d.o.t. has a policy, has a policy of $9.1 million for each, for the value of a statistical life. okay? and i'd like to know did you consider that when you arrived at your protocol, which i have not read yet? >> you haven't read the protocol yet? no, i don't believe we did. our experts may have, i don't know the answer to that. but i have an overall policy answer to that which is very important and something that the plaintiff lawyers around the country constantl