joe: all right, our thanks to heather boushey. really appreciate you giving us your perspective.sing is one of the strongest spots in the u.s. economy, but can he keep pace? especially with no further stimulus? this is bloomberg. ♪ ♪ caroline: today we are focused on this narrative between stocks and the economy. for much of 20 stocks gained while the economy revolted. today, remotely reversed during one part of the economy that has been consistent is the housing market. joe: no one predicted a housing boom in a pandemic in a recession, and yet here we are. the data continues to look good. sales, existing home sales, housing starts, housing permits, housing rises, and residential investment -- that right there, that is more than a v. i don't know what shape that is. a square root on the nasdaq. very impressive. caroline: but is it stable? joe:. that's the question. caroline: -- that's the question. caroline: i think houseman is with us. ffman is with us. you are a lender. are you seeing multifamily units unable to repay? >> we are in the middle of it. we are one of the most proli