we're all together helima croft, you are committed and we are friends we appreciate you coming on. >>ank you very much i know yours is coming up, helima happy early birthday, too. >> thank you >>> coming up, it is, i know -- it's the hour. it is not just oil lumber getting whacked as well so, why aren't builders seeing a lot of big savings diana olick is here with the answer. >>> plus, from autos to smartphones. nearly every industry is dealing with the semiconductor shortage. we'll talk about what it means for chip stocks and your investments coming up. dow futures are off 300. we are back after this sofi is a one-stop shop for your finances designed to work better together. spend with sofi and get cash back rewards that automatically go toward your goals. like investing in stocks, etfs, and crypto. that's better together. or pay down your sofi debt sooner. that's better together. and that's how sofi is helping millions get their money right. flowers are fighters. and that's how sofi is helping millions that's why the alzheimer's association walk to end alzheimer's is full of them. b