heller. mr. heller: we need to put money into protecting homes, making sure levies are strong. >> ok and government subsidies? that is number one. mr. heller: i would call it government alternatives -- >> call it whatever you want. mr. heller: when businesses in the commercial sector were afraid they could not get terrorism insurance anymore as of 9/11, we came in -- >> the government gets into the reinsurance business. number three? mr. heller: let's get regulators on the ball down the states to go through the data. >> ok. get the regulators on the ball. what is number four? mr. heller: wow, i get four. thank you. it is to address the need of lower and moderate income people by making sure we are not creating an insurance market that spices and ices people basal socioeconomic status with things like penalizing -- >> can i give ms. norris a chance? >> for time expires after -- your time expires after you answer. ms. norris: i will do -- do just two. we need to invest in ways to be able to get our

heller, please begin. >> good morning, mr. chairman and centers. i am doug heller. there is several forces creating the property insurance and crisis in many parts of the country. i will highlight what consumers are dealing with, the underlying driving of crisis and thought-out government, insurers and property owners can work together to reduce the cost, improve coverage and build safer homes and more resilient communities. in 2022 americans spent about $125 billion for home insurance. it is about 40% faster than inflation since 2017. we hear from many around the country paying upwards of $500 per month just for the basic home insurance. add more if they need to and if they need to buy a separate file, earthquake or windstorm policy. regions exposed to the worst climate risk are being hit hard in this market. this is a national problem. in fact, some of the highest price are paid by resnick of the midwest who are facing tornado and hail risk. the neighborhood's most vulnerable to climate disasters are often home to communities of color and low income americans ampl

heller? >> no shiny objects. we need to be putting money into protecting homes and making sure the levees are strong. >> government subsidies? >> i will call it alternative. >> call it anything you want. >> when commercial sector was afraid they were not going to be able to get terrorism insurance we came and we created a solution. >> so the government gets into the reinsurance business, what's number threeto? >> let's get the regulators on the ball in the states to actually go through some of the data. >> number three get the regulators on the ball. what is number four was to mark >> i get four, thank you. i think number four is to address for the needs of cilowe and moderate income people by making sure that we are not creating a insurance market that slices and prices based on socioeconomic status. >> i'm going to give mrs. morris a chance. >> mr. sherard, i can give you a chance to answer. >> i'm going to affirm everything that was mentioned. we need to invest in being able to get our communities and our buil

you all know the heller. the heller decision in in its findings added a phrase to gun rights, common use. that's not part of the second amendment, but it's part the heller decision in 2008. and here's why that. in 2008, a ar 15 sells were about 4% of all guns sold and again, remember i told you now, 15 years later, 25%, i i the reason why i continue my lawsuit against smith and wesson and why i'll have filed my what would be my lawsuit is a claim with the federal trade commission. why i'm trying to get senator to use that claim hold hearings is i want to get my hands on the documents that followed the 2008 heller decision where the gun lobby, i believe, went on a business strategy to over manufacture. remember what they said back then. these guns are for hunting and sport. right. but they manufactured far beyond the size of those markets and. they started doing very subtle marketing and later on, not so subtle to have to sell these millions and millions and millions of guns that they were selling, they had no

maybe at some point in the future heller gets another look. after all, i never though that roe v.ade would be overturned, but it was with dobbs. that's not going to happen with the current court. a 6-3 conservative majority. maybe when gen-z and millennials elect presidents who nominate proves to the bench, heller will get another look. the only other hope is a constitutional amendment and there is a hurk lean task and there seems to be no prospect of change coming where it requires two-thirds of vote in both houses of congress or if two-thirds of the states request it by a convention call ford that purpose. in the meantime, this is who we are. today, it is blank, and in the future, it will be another town and state. we will grieve, there will be a presidential visit, and then we will go back to our day to day. until it happens again. still to come, more of your best and worst social media comments, and we'll give you the final result of the poll question today, at smerconish.com. are you better off than you were four years ago? . there it is the, the result of the poll question.

so let's bring in ms. heller, cause now chief political editor. she joins us from handbook where the talks have been going on because it could you give us your impressions of those talks there in the handbook we were just talking about. how little the to lead is really told about the situation. the conflict at the moment of the gaza strip. it was also something that a journalist, there was a press conference board up for yeah. and that certainly was looming large and what after all was supposed to be consultations uh. both cabinets basically locking themselves in. so i'm meeting at the ball to improve relations and to have a much foster exchange on many issues. i guess you can see it as some measure of success that that was seen as thoughts by french present amount of them a call who stress. but now there was more of a base to, to work on many other issues. and they were concrete questions. i think it's notable that both fonts and germany recognize that their own citizens are among the dead. also among those taken hostage by hum us and on the ques

de san josé, choque que ocurrió en dirección norte en la autopista 101, a la altura de la avenida hellern heridas en israel. según cifras oficiales, los combates continuaron durante el día y una nueva ronda de ataques con cohetes alcanzó la ciudad de tel aviv y otras zonas. por otra parte, en gaza al menos 232 palestinos también han muerto y más de 1600 están heridos. el ataque se produce en el 50 aniversario de la guerra de 1973, en la que los estados árabes bombardearon a israel en yom kipur, el día más sagrado del calendario judío. mientras tanto, las explosiones siguen sacudiendo a la ciudad de gaza luego que las fuerzas israelíes lanzaran ataques como respuesta a las milicias palestinas. en gaza hay humo negro y las calles estaban desiertas, salvo las ambulance que corrían hacia los lugares de los ataques aéreos. israel cortó el suministro eléctrico, sumiendo a la ciudad en la oscuridad. y este conflicto impacta indirectamente a california, donde residen ciudadanos de ambas naciones. de hecho, las autoridades del sur del estado están tomando medidas para proteger tanto a la comunida

karen heller, thank you for sharing what you know and your experiences as well.hank you. >> thank you. >> there are so many moments i'm sure you're thinking in your made in right now, i would bet with a smile when you're thinking about him as an actor and about the bravery our guest just smokes spoke of in terms of what he has become all across this country far too familiar for so many households, so many individuals across this country, the battle of addiction, battle of relapsing, battle of wanting to share one's story and being afraid of the scrutiny and blaring light and whoever is watching. i tell you, when you think about all he was able to accomplish in his life and all the different moments and the smile you see, always just about to crack a sarcastic joke and self-deprecating and twinkle in the eye, i bet you will remember him in the way he would like to be remembered. what did he say to the "l.a. times" last year, it wasn't a bad thing when you ran into him. there's still so much to talk about. we're talking about matthew perry. now we learned he is dea

la supervisora heller ronen ha estado siguiendo de cerca este proceso.r eso estamos en este momento de tener el dinero 40 millones■!ade dólares para hacer una renovación completa del campus del del lugar. el problema ahora es donde van a estar los estudiantes y los maestros mientras están haciendo todas construcción. >> el distrito dijo que los niños de 6.■![ grado tendrán que ir en el 2025 5 a 1 espacio vacante en luther burbank. la construcción comenzaría ese año y terminaría en junio del 2028. aun así, esta no es una solución pronta para estos padres. el distrito solo viene, hace un plan. >> dice vamos a hacer esto, vamos a hacer aquello, eh, se iba a empezar la remodelación el año que viene. ahora nos la pusieron un año más. queremos acción, ya no queremos palabras, queremos respuestas para para tener ahora sí que para poder confiar en ellos, porque nos han fallado infinidad de veces. entonces, este miércoles captamos con nuestras cámaras indigente es alrededor y frente de la escuela. >> maestros, me dicen. algunos duermen adentro como parte de un pr

with me now is karen heller, for the washington post. it policeman seems odd. i'm sitting here thinking about a life if that's lost. so many people are remembering him with a smile, the costars, closed mouth, witty, yet mischievous and smug smile that characterized him. there is something about someone like him on air as long as he was, an iconic role, people can't help but reminiscence what he meant to their childhood and teenagers and adulthood. >> this show was pure joy. what i, thinking about "friends"," for many years not a lot happened on "friends," you think about it. remember what a shock it was when they finally put chandler and monica together. you love the routines and little -- they got themselves into fixes, out of fixhs. we depended on them to have certain kinds of reactions. i remember how stunning it was, look at that, when they put the two together and how mortified and what are they going to tell the group and would it change the dynamics about it. that was the biggest thing on that show the writers and producers trying to look at the two of t

read the effing institution and read heller. read what scalia wrote in heller, please.ight now. your lies are causing people to die. because it spreads through the voting population, it spreads to state legislatures. again, i will say you grew up in mississippi, i grew up in mississippi, alabama. we grew up around hunters. this lie that somehow, oh, this is going after somebody's ability to hunt. no it's not. you're talking about shooting varmints with an ar-15? no. the ar-15 was designed to blend things. please stay away from a blender, because you're going to hurt yourself and people around you. a blender has a very specific purpose. a bowling ball has a very specific purpose. the ar-15 is not to shoot varmints, it's not to shoot deer, it's not to shoot pheasant. it's to hunt human beings. that's why it was created. so these lies that come up, somehow this is impacting the second amendment. they've obviously never been in the same churches talking to people who hunt. they also ignore the fact that the nra used to be about gun safety. it used to be about gun training.

in heller the court decided there was an individual right protected by the second amendment and gave a little bit of overlook in what kind of guns were covered by that, hand guns for protection covered. in mcdonald the court said the second amendment is incorporated against the states which is not an issue. it's a federal law case which has an interesting consequence because none of the issues that tjust that wasn't quite settled is when you look at the original meaning and intent of the second amendment you look at 1791 or the time of the adoption of the court case amendment, but the 14tht amendment, 1860s, that's not relevant. it's a federal law case. in the 2022 decision, the court then moved on to from keeping arms to bearing arms and ruled that there was a right to carry armsms in public. but we are now dealing with is the question of gun regulation. once you've established those guardrails, when can the government decide that someone cannot carry a gun and keep or bear arms? in this case so much as a due process case is a gun case, 18 usc 928 basically says that it criminalizes

so here's an expert from heller aviation museum explaining. >> so a purpose of a jump seat and there'sld be 2 to 3, 1, or 2 jump seats aircraft. for they called dead where they need to get to a different they might be going to fly so they can get to their another job so they can go take their jet somewhere else or they're coming home from one. so that's really what happens when they hear jump seats and then heading and that's very common. it's very common is a matter of fact, in any given time, there are thousands of pilots, a jump seating right now because that's a common way to get around. >> and next, you might go wait a minute. how can you just shut off the engines is it is as easy as that. and here's an explanation of that. >> the fire extinguishers are above the pilots and they would pull down and then that what that does is that cuts off the fuel to engines at that point. and then if you twist them that actually shoots the fire suppressant into the engines to put out a fire and their individual. there were 2 engine. so each one has its own. so you don't shut down both engines. i

in heller, the court decided that there was an individual right protected by the second amendment and gave a little bit of a look at what kinds of guns or covered by that by saying that handguns for protection are covered. in mcdonald, the court said that the second amendment is, in fact, incorporated against the state, which is not an issue in rahini. that's a federal law case which has an interesting consequence because one of the issues that justice barrett noted that wasn't quite-- hasn't been quite settled is when you look at the original meaning and intent of the second amendment, you look only at 1791 or do you look at the time of the adoption of the 14th amendment, but the 14th amendment, the 1860's, that's not relevant in rahini because it's a federal law case. in the 2022 decision in bruin, the court then moved on to -- from keeping arms to bearing arms and it ruled that there was a right to carry arms in public. what we are now dealing with is the question of gun regulation. once you've established all of those guardrails, when can the government decide that someone cannot

i think both sides agree that is what heller did.ase, not using my heart, in my head. the court struck down 50 year old president that said -- precedent that said the due process protection that gives us the right to form our families and raise our children is a right that is at the beating heart of loving versus virginia, the beating heart of griswold versus connecticut that allowed families to use contraception and the beating heart of roe, the due process, the right to control your own body and to make intimate partners, familiar decisions under the notion of privacy and dignity. the court for the first time in history said no that is not really a right. it is not really a right in any state. it is for the states to determine if they are going to enforce or not enforce abortion law. the idea there is an inherent constitutional right to terminate a pregnancy was in fact reverse. to the extent we are saying center back to the states and that was just as brett kavanaugh -- justice kavanaugh, state-by-state issue, nobody is going to s

i think both sides agree that is what heller did.on case, not using my heart, in my head. the court struck down 50 year old president that said -- precedent that said the due process protection that gives us the right to form our families and raise our children is a right that is at the beating heart of loving versus virginia, the beating heart of griswold versus connecticut that allowed families to use contraception and the beating heart of roe, the due process, the right to control your own body and to make intimate partners, familiar decisions under the notion of privacy and dignity. the court for the first time in history said no that is not really a right. it is not really a right in any state. it is for the states to determine if they are going to enforce or not enforce abortion law. the idea there is an inherent constitutional right to terminate a pregnancy was in fact reverse. to the extent we are saying center back to the states and that was just as brett kavanaugh -- justice kavanaugh, state-by-state issue, nobody is going

jeffrey heller, the city and county of san francisco oh, and and your band of architects a great thing a great thing. >> to impart to the history of this building is remarkable. to see a person who comes in with a gloomy look on their face , and all of a sudden you start talking about this building, the gloomy look disappears and a smile registers across their face. with children, and i do mainly all of the children's tours, that is a totally different feeling because you are imparting knowledge that they have no idea where it came from, how it was developed, and you can start talking about how things were before we had computer screens, cell phones, lake in 1915, the mayor of san francisco used to answer the telephone and he would say, good morning, this is the mayor. >> at times, my clothes make me feel powerful. powerful in a different sense. i am not the biggest person in the world, so therefore, i have to have something that would draw your eye to me. usually i do that through color, or just the simplicity of the look, or sometimes the complication of the look. i have had people s