so come and he walked into his office this young guy about 31-years-old and his name was carried hellinger and he was sharp as attack. he knew everything about financial reporting and he had won these -- rahm these mutual funds and everyone of the bank was just sort of in all about his knowledge and he really became a protege. so when it was time for wu to pass the bank on to someone else it made sense that he passed on to carry it dillinger. at that time we should say wamu was still a very small regional bank. wu had done a wonderful job of growing it but is still only have about $9 billion in assets and nobody else outside of seattle had heard of it. >> at the same time, when most people think of the terrie kepplinger they came to know that's not the first thing we get to know. i was fascinated by the background that you painted. the last guy in the world that you would expect to be a stiff banker or risky banker. sestak absolutely not. he was a humble guy from iowa. he had a classic charm people picked up baseball games on his lawn and he married his high school sweetheart. he put himse