by god henry starr paid that loan back even before it was due and frank said see, i told you. you can't go wrong lending money to outlaws and oil man, there's little difference between the two. so the word got around that the phillips boys had these banks and that bank robbers but robbed all the other banks and did all their banking with the phillips which probably was true. that was a grub state getting that banking going and getting from there they could finance going out and drilling for oil, they did that for quite a while and had small oil companies, they found one, found another and would name them from their mother, and for relatives and they did very well. that doesn't mean that they can sometimes drill a dry hole. every oil man has drilled dry holes, and sometimes you drilled so many that you are just about to give up and that happened to frank a few times but he spits a let's just try one more and they would do it and it would hit. by 1917, frank and le decided it was time to start a proper company, big petroleum company and in 1917 is when they actually founded phil