i would like to point out this was setup a couple of months ago with the help of mta and director hiashi and this has been a low cost method of getting insurance in a sky rocketing insurance market it actually makes no sense to get rid of this because this actually is an a rated insurance company it simply hasn't been rated because it hasn't been in business long enough further more you are precluding the possibility of anybody else coming here with an innovative solution and we've been besieged besieged by uber and everyone else and actually this is the uninsured -- san francisco has become the uninsured vehicle capital of the world thanks to the innovation of 20 or 30 thousand of these people i think you should be supporting the taxi business rather than undermining it. >> thank you next speaker please. >> good afternoon everybody. my name is cecilia-i represent the seniors. i've been going there now for the last 33 years we have a lot of seniors who are happened handicapped and sometimes they have not enough money because their ssi is very low and we would beg for you to approve a fre