that black swan is going to be so catastrophic and again, in hindsig hindsight, you can rationalize it. you have to embrace the all has ars aproch and realize that some of the practices we have such as on evacuation or infrastructure rebuilding and resiliency, are going to be common no matter what type of disaster happens. if even just one happens in japan, whether it be an earthquake, a tsunami or nuclear since -- is absolutely critical. so let's invest in planning for hazards and requirements just as we heard japan is now going to do. i frankly do not blame japan. it's very easy for us to say in hindsight japan should have been prepared. i think the japanese government should have been too hard on themselves. i think the japanese have actually have a lot of lessons we can learn. for example, i talked about individuals. we do fire drills, right? we're lucky if we do one a smaser. at the elementary school level or even the collegiate level. in japan, do you know they have monthly earthquake drills in many places? they do that because they see that as a high probability, high consequenc