employees have gone down because of the significant wellness incentives that had been allowed under hipa. we would like to see those provisions expanded. we also adopted health savings account so people could get a high-deductible policy and begin to build up tax-free a nest egg cell if they had catastrophic health-care costs and they have insurance. i have been working on a bill for several years and we have been working on this several months and we want to be participants in this debate. i do not know that there is any rule about when you have a good idea. i think it is important to bring good ideas, and clearly, we believe there is an opportunity for this to move forward and we want to make sure that the right ideas are on the table. host: arkansas. good morning. caller: i was listening to other people and thinking what i would talk about. the first thing i want to say is that he is republican. i wonder if he has read "medicare and you." if you had read this book you could not say what you just said. we had lacrosse in 1954, and now my husband is 72 and we do not have the finances to

amendment today that would directly affect these companies' ability to do it which is -- it deals with hipa complications and i understand that's in the works to do. i just want to point out to the chairman and other members, when you get to title one, there is a similar provision in title 1 that will basically change the ability of all these private companies that have self-insured their employees and are the innovators of how we do this successfully. they won't be able to do it if, in fact, that provision in title 1 stays in. so i hope the chairman would share that language. >> senator? >> now i come to you, tom. i apologize. >> thank you very much, mr. chair. i just want to clarify one point and then make a comment. i believe the only section of -- part of this title that has been scored is the right choices program which has been scored at 5 billion a year because that's the amount in the legislation, is that correct? >> is that correct? >> can i ask that? is that correct? that is correct. >> just want to note that while the number 80 billion is being thrown out there, certainly if you