hochberg you were here a year ago. at that time i asked you about the inspector general's report which said you had some problems that were not routinely reporting the performance of your subportfolios relating to the small business subsaharan africa in renewable energy mandates. i find out today you still haven't fixed that one. i said a year ago it looked like you had trouble with a lack of due diligence and monitoring efforts conducted by lenders with a history of defaulted transactions, even though there is expectation such efforts are taken, xm does not require participating lenders to conduct due diligence or asset monitoring of that irinvestigations. i find this morning you haven't done that either. there is a list of 78 different things, various reports since 2010 i asked you to do. the ig asked the ex bank to do. they verified you have con and fixed 33 of those 78. as to 36, the ig can't verify you fixed them, say you are working on it or know for a fact you haven't started on them yet. there are nine of the 7