that makes no sense for the homeowner. our services don't homeowners to pay the second marks before the pay first if they can only pay one. congress and the industry, investors, should begin by asking whether there is any reason to continue to permit servicers two oh debt secured by homes to secure a mortgage that they also service. hearing none so far, i've introduced with mr. ellison legislation to prohibit one thing, one entity from doing both. thank you, mr. chairman. >> the gentleman from texas. >> thank you, mr. chairman. today we will examine the fifth or sixth generation of the same failed foreclosure mitigation plan. offered by the obama administration and congress. the policy that still throws mud on the wall to see what sticks is very extensive mud. it belongs to someone else. and by the way, none of it is sticking. we still have one of the highest default rates in our nations history by the administration's own admission the hand and heart program have research 169 permanent modifications out of their stated go

for the homeowner? >> correct. >> so the question is if these properties are double covered or the private market will complete the withdrawal and coverage from the coverage we had a similar hot thing happened with foundation coverage were at some point* they said we will not cover foundations and a more. >> fishery raise in looking at this is it the structure were in place and we maintained fed to be why zero structure selling the combined wind sled coverage it provides the opportunity for adverse selection they could continue to offer wind up to the lower risk customers but not offer win the coverage for high-risk customers which means the highest risk of homeowners would migrate to the combined programs. >> piven's situation where the homeowner's policy write-down and costs, the savings could be absorbed in a higher premium and the program would not have run into the whole as much you could increase the cost of the insurance. it depends on the private insurance market reacts of this rich to become wh

because the question being if homeowners can't get payment on chinese drywall and if homeowners couldn't get folks in springfield, illinois, or hartford, connecticut, to play claims, how do you really expect a reinsurance company out of the bahamas or bermuda to pay their fair share when the time comes? >> well, let me first of all say that the contract of insurance that you hold with your insurance company, whether it be fidelity national, allstate, state farm is assurance company and the responsibility of the full settlement of your claim lies only with that carrier. if that carrier chooses to purchase reinsurance from a highly rated entity, whether it be a u.s. reinsurer which our business -- the reinsurance we split between domestic reinsurers and reinsurers around the world all who meet our internal guideline of financial stability. believe me we send them millions of dollars every year. we've yet to collect any meaningful sum from those same carriers. when, in fact, we make our claim after sending them millions of dollars each and every year, they will pay us. they've been collecti

spent by with bank of america homeowners. the hope for homeowners program on a theoretical point it looks nice because the idea of the appreciation featured in the home under the transfer appreciation and investors the chance to share is appealing but every program has operational concerns and would probably hurt hope for homeowners the most was because it was a sycophant deviation from the standard feg program and the operational hurdle to put in place has been difficult so we've been working on rolling out question time and we are not very get. if we look at the new program put out by fha which is simpler like lamenting the appreciation will be operationally easy to roll out and much more effective on that point of view. >> thank you. >> hope for homeowners was a complicated program in terms of how it could be executed. i generally tend to be a little bit more in favor of shared appreciation because i believe that unless there is some sharing of the up side the the notion of sharing on the downside doesn't seem fair. i will

city follow-up from last night, ray suarez looks at what banks will or won't do to help troubled homeowners. that's all ahead on tonight's newshour. major funding for the pbs newshour has been provided by: the national science foundation. supporting education and research across all fields of science and engineering. and with the ongoing support of these institutions and foundations. and... this program was made possible by the corporation for public broadcasting. and by contributions to your pbs station from viewers like you. thank you. >> lehrer: the world nuclear summit wrapped up today in washington. president obama and other leaders pledged new action to keep nuclear weapons out of the hands of terror groups. jeffrey brown begins our coverage. >> brown: the president opened the second day of his nuclear security summit with a warning. >> two decades after the end of the cold war, we face a cruel irony of history. the risk of a nuclear confrontation between nations has gone down. but the risk of nuclear attack has gone up. >> brown: after the president's remarks he and the leaders of 47

while one burglar distracts a homeowner, another gets inside. police say one way to avoid it all, ask for i.d. >> you have a right to know who they are, why they're there. they try to talk you out. don't do anything until you're satisfied that you know who you're dealing with. >> in baltimore county, i'm gigi barnett, wjz eyewitness news. >>> police say thieves run from state to state. they leave this area during the winter states and take their scams to warmer places. >> an investigation is underway in montgomery county. police try to determine who's behind a string of vandalism. thieves are targeting parking meters in bethesda and silver spring. so far, they smashed open nearly 70 meters to get the money inside. no word on how much they've gotten away with but the repairs could cost more than $15,000. >> the ncaa tournament, some good news for some and some disappointment for others. now the terrapin fans are looking at the duke blue devils advancing to the championship game. they did it by dismantling west virginia. while duke dominated from

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that makes no sense for the homeowner. are servicer telling homeowners to pay the second mortgage before they pay the first. and if they can only pay one. congress and the industry investors should begin by asking whether there is any plausible reasons to continuing to commit servicers to own debt by home the secure of mortgage they service. hearing none so far i've introduced with mr. ellison legislation to prohibit one bank, one entity from doing both. thank you, mr. chairman. >> the gentleman from texas. 3 minutes. >> thank you, mr. chairman. today we will examine the fifth or sixth iteration of the same failed foreclosure mitigation plan. offered by the obama administration and congress. it is a policy that still throws mud on the wall to see what sticks. it's very expensive mud. it belongs to someone else and by the way none of it is sticking. we have one of the highest default rates. the h.a.m.p. and h.a.r.p. programs have a stated goal of 3 to 4 million. most studies show that at least 50% of those who have their mo

citimortgage has a long history of helping homeowners.st last year, we originate mortgages to approximate 336,000 homeowners, totaling $80.5 billion. also, last year we held a private 270,000 borrowers refinance their primary mortgages. and in the midst of this housing crisis, we have put considerable resources on helping our customers for facing financial challenges remain in their homes. we describe our lending and foreclosure prevention efforts in detail in a quarterly report that we released publicly and post on our website. citi has worked closely with the u.s. treasury in developing and executing the making home affordable programs. since 2007 we have helped more than 825,000 families in their efforts to avoid foreclosure. we now have over 1400 new employees dedicated to supporting our foreclosure prevention efforts, and have trained more than 4000 employees to assist borrowers. our focus has paid off. we are pleased to be ranks consistently among the top, if not, at the top of treasuries rankings for h.a.m.p., and a the fourth quar

so, for all those reasons, foreclosure, beside being obviously a tragedy for homeowners who would like to stay in their homes, has negative effects for the economy and the financial system more broadly. so, i certainly encourage efforts to avoid preventible foreclosures. having said that, of course, it's a very difficult problem, and a lot of people have been working on it, and unfortunately we still are looking for i think very significant number of foreclosure in 2010 and 2011 as well. >> mr. chairman, you said you encourage, and i'm going to ask, are you permitted to encourage other institutions comparable to b of a to do a similar thing? i ask because i'm not sure what the protocols are with reference to your office. i know you try as best as you can to make sure that you don't encroach upon the problems of congress and others, but are you permitted to, and can you encourage other institutions to take similar action? >> well, i think the way to proceed is to try -- first of all, is in general, as we have done for some time now, to encourage banks to be in touch with troubled borrow

a new report says the president must do more to save homeowners in trouble. while the big banks and congress today ask why we should help. >>> showdown on abortion. a groundbreaking law placing the tightest restrictions in decades, certain to bring the issue back to the supreme court. >>> scouts on trial. the boy scouts ordered to pay millions on sexual abuse charges stretching back years. >>> pulse pounding. you'll meet the american doctors who risked their lives to remove a live bomb imbedded in a patient's skull. skill and courage, we'll show you how they did it. >>> miracle rescue. how prayer and paper markers helped find a little girl. >>> good evening. everyone agrees, a strong middle class is the key to america's recovery. and that means more jobs, and keeping people in their homes. but tonight, abc news has obtained a blistering new report which says the president's plan for homeowners is not working. 4.3 million of us could still lose our homes. and today, the major banks all but told congress they don't plan to offer much help. david muir is back on

that's because the federal government now agrees with what many of these homeowners have been saying a long time, that the fumes from the drywall may be hazardous to their health. here's nbc's mike taibbi >> reporter: the tell-tale smell of rotten eggs have magette sanchez thinking the worst as they dug into her walls. and there it was. the world china on the sheets of drywall she said had sicken her kids and others in her coconut grove, florida, neighborhood and elsewhere had blacken and corroded cotton pipes, fixtures, wiring, air conditioning coils and even jewelry. the culprit, mostly in homes in the southeast, sulified compounds, hence the rotten egg odor. and among the conclusion from the consumer product safety commission, certain chinese samples had emission rates of hydrogen sulfified 100 times greater than non-chinese samples. for renters like the lane family in newport news, virginia, it's an easy decision. >> it's just best for us to move on. >> reporter: but it's not so easy for homeowners like the sanches or schultz family of new orleans. their homes were among tens of

i am a homeowner in hillsborough county and late in 2008 i lost what i thought was going to be a stable long-term job and was unable to find full-time employment again for about a year. so now i'm dealing with the fact that i may lose my home. so how would you propose to help someone like me who is a responsible homeowner but just, you know, suffered some ill effects from the economic downturn. >> well, the first is yours is a story that keeps me up at night. i know it's kept the president up at night. there are millions of americans like you who, for no fault of their own, were caught in this financial crisis that brought down production and raised unemployment and, you know, we've been struggling to come up with a housing plan that helps responsible homeowners going through a rough period stay in their homes. it's something that is an evolving process. i hope you will look into the program that we have through the department of treasury and through the f.h.a. at the department of housing and urban development. see if those programs can help you, because we absolutely want to be modify

clearly for homeowners program has had little to zero participation. from organizations like yourself. so my question is, why? recognizing that there were some compliance issues that would later address about a year into the program. does that include the second link they been and how it's different than in the h.a.m.p. program? and i guess my other question would be, would you agree that a shared equity approach does tackle moral hazard by discouraging homeowners from intentionally default thing because they think of get a deal if they have to share equity later, that would discourage them but it also encourages those that are in a troubled situation to stay in the home because they have more realistic potential at some equity appreciation in some realistic future, just adding all the debt down at the end of the day. is there anything precluding you as services from already working out your own share of equity arrangements with borrowers? is there something we should do and the h.a.m.p. program relative to the? and can we start with ms. desoer? >> hom

homeowners will get $3,000 for moving expenses if they complete what's known as a short sale, or agree to turn over their deed to the lender. either option doesn't hurt a borrower's credit score as much as a foreclosure. >>> apple has released the final numbers on the first day of sales for the ipad. the company says it sold more than 300,000 of its new tablet computers on saturday. that was pretty much in line with what most experts were predicting. apple says ipad owners downloaded more than 1 million aps and more than 250,000 electronic books on saturday. >> long lines. it's hard to believe they didn't sell out. >> i know. >>> coming up next on this tuesday, tiger woods revls more about his thanksgiving car crash, as he takes to the links for the first time. >>> and why a former "desperate housewives" star is suing for millions >>> updating this morning's breaking news from west virginia. at least 25 coal miners are dead, killed by an underground explosion at a mine south of charleston. at least four are still missing, as investigators look for a cause. one of the miners was just fi

how today's homeowners feel at home in a still-weakened market. >>> as we take a break, take a look at how the stock market ended the week. o's been saving y and who doesn't want value for their dollar? been true since the day i made my first dollar. where is that dollar? i got it out to show you... uhh... was it rather old and wrinkly? yeah, you saw it? umm fancy a crisp? geico. fifteen minutes could save you fifteen percent or more on car insurance. >>> this week marked the 40th anniversary of earth day. since climate change has entered the national conversation, some entrepreneurs are hoping to create climate wealth. i spoke to one of the world's most recognizable business leaders british billionaire richard branson about the carbon war room, his latest big idea. uniting the business community and developing market-based solutions that may lower carbon emissions. >> taking natural resources and reducing carbon is an exciting challenge. what the carbon war room is doing is to try to help businesses make it -- to do that. also, to help them save money and to help them come up with som

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and homeowners got a de minimis part of the subsidy.the vast majority would to shareholders and management. >> mr. holt aiken, would you be willing to provide information for the commission under oath or under subpoena or voluntarily? >> one can get from the websites that i want to talk just a minute as we wrap up your about the affordable housing goals, because i want to understand a little bit about how the process worked. hud would propose them. how -- was a process in which fannie and freddie would say here's what we legitimately can meet or do they really flow out of hud? what you look at them for safety and soundness? >> i was not -- the ofheo director is not directly involved in setting the goals, but we do playable and i am a little familiar with alan burks. and from my understanding, it was a sort of a back and forth, that the goals were frugally proposed by hud. there was pushed back by fannie and freddie. and eventually they came out with a number where hud thought it showed investment and higher goals and fannie >> and that'

>> we believe that bringing stability to a neighborhood by ensuring that homeowners who want to stay in their homes can get to and affordable payment, and have sort of a vision for the future of that homeownership is important. at the same time, we do believe that there are some borrowers for whom being able to afford staying in that home is not a viable alternative to answer we need to work with them to transition them out of that home and as dignified a way as possible. ideally, without having to go through foreclosure, but a short sale or some other alternative into an alternative housing arrangement. >> thank you. thank you, mr. chairman. >> the gentleman woman from illinois. >> thank you, mr. chairman. it was almost two years ago that we had a hearing about what was then the looming foreclosure crisis in this committee. we were concerned about debt-to-income ratio, loan-to-value ratios, which were unsustainable. and at that time, what we produced at the committee level was the hope for homeowners program which i do provide a proper balance between providing relief to those who f

there's 15 million homeowners who more to the bank than their houses are worth. and the foreclosure programs that the administration has put into place so far have really -- they've all flopped. and it looks like the most recent one doesn't look like it's going to be any more successful because the banks are revolting against it. then on top of that, ali, you've got commercial real estate issues. i think this is the big, big question for this year. we have been hearing for two years that commercial real estate is in a bubble, and it's going to burst. and there's going to be huge repercussions. it hasn't happened yet. >> right. >> the reason it hasn't happened yet is because the borrowers have been able to renegotiate, have been able to hold on to their properties. they haven't had to sell them. >> borrowers in the commercial sector have been smarter than banks were with homeowners. they've sort of, because they've seen this coming, they've tried to dull the pain a bit a little bit. >> they're holding on to their property. so you're not seeing it in the open marke

>> the less leakage the homeowner has the less their energy bill is.ing and cooling equipment is to replace the air lost in their house. >> reporter: the benefit for his energy company? he hopes for a bounce in business. not everyone sees the program as a win/win. >> yes, people will be happier. they'll be more likely to buy the energy efficient appliance. if somebody else helps pay for it. but that doesn't mean that it stimulates the economy or creates jobs. because that money they give to me has to come from somebody else who now is spending less. >> reporter: the motts say it's

some were homeowners but a lot of speculators. whole lot of people were the salesman who were selling and packaging and collecting the fees and repackaging the securities and a lot of wall street cowboys made a lot of money. they did not pay the same price as somebody who lost their home. >> is there more action and had? >> president obama has been pretty good on this and increasingly better on this in terms of giving the states flexibility and providing assistance. sometimes the cost of 200 or $300 could help someone stay in their home by talking to a local lender, if they could find where the mortgage is ultimately held. understand if there is a foreclosure -- some people say it is their problem. well, if there is a foreclosure, not just the damage it does to the family but there is the next-door neighbor whose house declines in value and if there is another foreclosure for readout -- three houses down or the other side of the street, the value declines and a whole neighborhood declined and community declined, police and fire pr

and today some state and local leaders showed one homeowner just what it takes to go green. >> i am not generally scared of fights but let you know in a few minutes. >> in howard county. >> 300 pounds. >> traded suits and ties for hard hats and harnessess. >> i am not nervous at all. laugh at danger. >> governor o'malley and ken olman took to the roof. to give one howard county home a solar facelift. >> very hot. >> reminds me of days when i painted houses all summer. >> joining them on top of the home, was a team of professionals. >> these panels produce carbon free electricity. >> panel that is come with a big price tag. outfitting a home can cost thousands of dollars, but incentives make it possible to save green if you decide to go green. >> i know for us, at least, it would not have been possible without the generous tax credits out there. federal credit, there is maryland state credit and living in howard county, there is also a property tax credit. >> for this family the tax credits made solar power affordable. especially knowing there is a bigger pay offer down the road. >> thes

business people but most importantly homeowners, take this way and pick up your stuff. of personal infortion to be shredded. and start - it's a good way to start your reducing risk of identity theft. >> thanks. good stuff. don't go nothing worked on my eczema until new cortizone-10 intensive healing eczema lotion. the power of cortizone-10 plus restora helps heal my symptoms. cortizone-10 -- feel the heal. >> live from television hill in baltimore. wbaltv.com 11 news can wants. >> and your seeing kelly there for a reason. child abuse victims in baltimore are getting help from that big boy with four legs in an extremely lovable heart. he is a work dog who's job it is to put children at ease talking about dramatic instances. >> baltimore's child abuse center, new edition loves to cuddle. he is a golden lab retriever mix. >> from the moment he walked in we had ability to reduce battering with children. >> he helps children by his physical presence. you can probably tell being around him for five minutes he is a calm and loving dog. >> she agreed to be kelly's handler. the

and the statutory goal of preserving homeowner -- homeownership. with estimates this year will even eclipse that. hap treasuries t.a.r.p. fund mortgage modification program was originally intended to help three to 4 million homeowners stay in the host by modifying their mortgages to sustainable levels. but it appears it may never come close to meeting that goal. with fewer than 230,000 permanent modifications, more than a year into the program. last month we issued an our report on the h.a.m.p. program where we detail some of the fence of the program and made recommendations to address areas such as transparency, problems with treasury's execution of the program, and problems and concerns about the programs very designed which leaves it vulnerable to ultimate failure because of high levels of redefault that a circumstances where borrowers after they receive modifications are unable or unwilling to continue to making their payments because of the high rate of the payment or because of a hopelessly underwater. in an apparent response within days of t

>they go on sale today and they expect to sell by the homeowner -- home opener against the blue jays. wbal-tv. >> there is much more to come on 11 news today. >> including an answer to the watercooler question of the day. >> here are the winning lottery numbers from last night. good luck. >> good morning, everybody. opening night for the orioles tonight. more on that in a second. first, college basketball, and one of the great national championship games ever. duke and butler last night in indianapolis. butler, the underdog. it nearly pulled the upset. late first half, number of 24 hits the 3. blue devils led by one at the half. butler inside to matt howard. final seconds, this palyer misses the shot. national championship off the back. just misses. you see the celebration for duke, the agony of defeat for butler. 61-59, duke wins it all. >> i have been fortunate to have won several national championship games. this is a classic. this was the toughest in the best one. >> he looked like he played in that game. gordon's shot just missed. in st. petersburg up against the tampa bay rays,

homeowners won't be paying higher property taxes next year.perty owners will pay 11.2 cents per $100 of the full assessed property value, that's for the state. individual counties set their own separate property tax rates. >>> a new effort to help metro close the nearly $190 million budget shortfall, councilman jim gram is saying an increase in the gas tax to help metro. >>> general motors is making good. it's paid back the government billions of dollars from the auto bailout. the auto maker is revealing plans for major investments in two american factories. we have more on gm's fast road to recovery. >> reporter: coming in way ahead of schedule, general motors ceo whitaker says the company has repaid the $4.7 billion owed to the u.s. and $1.1 billion owed to the canadian government. >> we were able to repay the taxpayers ahead of schedule because we are designing, building, and selling the best cars and truck gm has produced ever. >> reporter: they got a total of $52 billion from washington last year to keep it a float. gm clearing the debt f

maybe it is harder for the homeowner to get into there. a volunteer can go in and change the lightbulbs out. these last a really long time. >> the water heater. >> this helps keep your water heater from having to reheat itself as many times during the day. if you think about it, your hot water is sitting in that unit all day until you need to take a shower or whatever. this helps keep the water heater warm. it helps save a whole lot of energy in your home. 14% energy is lost through our water heater. >> there you go. the league switch. >> if you put one of these -- light switch. >> if you put one of these behind the light switches behind the walls, you can keep that heat and cool from escaping your home. >> wrap your pipes. >> hot water pipes. >> thermostat. >> programmable thermostat, help regulate the temperature in your home. >> how much on average do you think we're saving if we put all this stuff together. >> you can probably save a third. >> just like that. >> yeah. >> how many volunteers saturday. >> about 800. >> we still need volu

where a homeowner, i should say. guest: the many different costs around unprintable forgiveness, number one, is when you are giving back home equity to somebody else, it is essentially being taken out of taxpayer dollars if that whole again goes into foreclosure. looking at re-default rates that are high. we have not gotten a lot of numbers back from the modification program because it is relatively new, but we are already seeing these re-default rates go higher and higher. host: the people you talk to, they say the issue of principle forgiveness or reducing that principle, that that is the stumbling block and that has to happen before we really slow down and stop the foreclosures? guest: that is the big argument, whether it is going to help and whether it is the answer. when you look at people who want to walk away, where they owe so much more than their home is worth, why stay in the house, then you do printable forgiveness and they say, okay, i've got skin in the game and i will stay. but what happens to the perso

if you get your homeowners and auto insurance together, we give you even more savings. ooh!undle. [ chuckling ] home and auto together. it's like peanut butter and jelly. oh, or like burgers and fries. or pickles and ice cream. unicorns and glitter! no? bundling to save you more. now, that's progressive! call or click today. >>> ryan zimmerman out of the lineup again tonight. six straight starts he has missed, although he is available for pinch hitting duty. you're taking a batter out of the lineup that's hitting .326, a couple home runs, and 3-4 career against gorzelanny. gonzalez, in his place, starts at 3rd. he's 8-24 over the past 11 games. still looking for his first rbi and one error in 51 games after the all-star break last year. nyjer morgan leads off in center. desmond will be batting 2nd. dunn is in the cleanup spot. justin maxwell gets the start in right field and gonzalez at 3rd. livan hernandez will be on the mound. now for the chicago cubs, marlon byrd, the centerfielder, had three hits last night. fifth time in the past eight games. he's hitting 19-36, a .528

homeowners facing foreclosure will be entitled to mediation. children will not be exposed to dangerous chemical in bottles or cups. it will take teachers longer to get tenure. bill casualty's include requiring first time dui offenders to pass a breathalyzer in order to start a vehicle. table games at slots parlors failed. they could not reach agreement on expanding death penalty evidence. a proposal to give a scholarship fund tax breaks also died. >> despite the bipartisan special -- a bipartisan session, republicans complained that democrats served their special interests. >> we have complete coverage of this legislative session on our website, wbaltv.com. be sure to click on politics. >> in it tonight's education alert, maryland is making a pitch for a federal education grants. state officials expect to base a lot of competition from other states. it is all part of what the federal government calls a, "race to the top." . >> so far, only delaware and tennessee have been promised a share of that "race to the top" money. maryland is making a ve

where a homeowner, i should say. guest: the many different costs around unprintable forgiveness, number one, is when you are giving back home equity to somebody else, it is essentially being taken out of taxpayer dollars if that whole again goes into foreclosure. looking at re-default rates that are high. we have not gotten a lot of numbers back from the modification program because it is relatively new, but we are already seeing these re-default rates go higher and higher. host: the people you talk to, they say the issue of principle forgiveness or reducing that principle, that that is the stumbling block and that has to happen before we really slow down and stop the foreclosures? guest: that is the big argument, whether it is going to help and whether it is the answer. when you look at people who want to walk away, where they owe so much more than their home is worth, why stay in the house, then you do printable forgiveness and they say, okay, i've got skin in the game and i will stay. but what happens to the perso

and, you could save up to 20% on your homeowner's insurance.now - and get the system installed for just $99. broadview security for your home or business - the next generation of brink's home security. call now. >> sean: we've been hearing for years from barack obama that he would be the one to restore confidence in government. the results are in and things are not exactly going as planned. a new pew research center poll shows only 22% of americans say they trust the government an overwhelming 76% trust the government only sometimes or not at all. by comparison the average level of confidence in the government during the bush administration was 37%. which was the most trusted administration since the reagan years when 42% sided with their government. only 33% of democrats say they trust the government. looks like the anointed one and his party have some work to do before the november elections. california senator barbara boxer is in a tough reelection fight. from the looks of it she getting desperate. look at what she told her supporters over t

would they pay for their homeowner's insurance, car insurance, were trees? do you feel that one of the unintended consequences would be if employers got rid of health coverage and let the employees get their individual coverage. that would

an important message for toyota homeowners.o get all of the facts and latest information, you can always visit them at toyota.com. now, back to you. >> okay. thank you. it has been a holiday destination for baltimoreans. once again, chocolate lovers are flocking. >> 12 in one box. and 16 of the truffles. >> yeah. >> it's that time again. the crowd squeezed into red's candies. on will wilkens avenue. chocolate lovers are in heaven. >> there's a reason you volunteer to come get the candy for easter. this is what it's all about. >> they started their dynasty in the small house. the candies are hand-dipped and made next door. if it's a holiday, it must be reds. >> absolutely. i do. easter, whatever holiday. >> marshmallows. such a variety, it's hard to choose. >> it's a world of chocolate bunnies. and those delicious truffles. a family business, where you're part of the family. >> in the beginning, it's really crazy with all of the bunnies and the different kind of eggs. a lot of little things. but it's a good time. a lot of nice p

right down to the homeowners. we're go down to the basics on this story. where it goes from here.ibute be editor of rollingstone and from reuter, talk about the story, guys. every day we're learning more about it. how big of trouble is goldman zachs s zacs? >> goldman-sachs is not a fly-by-night operation. these were the best, the brightest, the smartest. actually goldman-sachs is a big wall street firm, the one that navigated the financial crisis best. they are the big wall street firms actually figured out subprime was going rotten. the reputational damage is more important even than the charges, and i heard from a lot of people on wall street, people saying, you know, goldman used to be historically a firm that prided itself on putting its clients first, and the tricky thing for goldman now is, are people going to believe that? are people going to say, you know what? we think goldman is too much focused on the house. >> was it last summer you wrote a scathing article in "rollingstone" about goldman-sachs, accusing them of doing all sorts of thing. is that -- is what has happene

and, you could save up to 20% on your homeowner's insurance.all now-- and get the system installed for just $99. broadview security for your home or business - the next generation of brink's home security. call now. >>> among president obama's priorities for the nuclear summit here in washington are preventing iran from getting nuclear weapons and putting a stop to north korea's weapons program. ambassador wendy sherman who met kim jong-il when he was part of the clinton administration. and the co-founder of global zero an international organization devoted to eliminating nuclear weapons. let's continue the conversation. in the context of those who are not here, what can this group of leaders who are here do to help deal with the north korean problem or the iranian problem, for example? >> we at global zero believable and i personally believe that if we're able to achieve consensus, if we're able to bring the nuclear states and also the nuclear capable states and obviously this meeting is a group of states that have nuclear materials or access

. >> angie's list is a consumer organization that helps homeowners find reliable help in hundreds of categories including house cleaning company. for more information about angie's list and the tax credit you can check out our website abc2news.com and click on the links tab. >>> abc 2 is giving you a safe way to toss out old documents without the risk of identity theft. bring your papers and abc 2's mega shredder will do all the work for you. the event is take place in saturday at two locations. baltimore national park and lock raven boulevard. it runs 9:00-noon. you can shred two boxes for free. if you shred more than two we ask you make a donation to our daily bread. >>> first half our our saturday looks decent. tomorrow night into a lot of sunday. rainier day will be sunday this weekend. plan for that. let's show you today. what a fantastic day. we squeaked out 70 at bwi marshall. those current numbers will show you that. 70 high temperature today. old record 94 from 1960. it has been hot in the past. that's incredible. 71 forecast today. we have a two degree guaranteed winner. lo

>> now is the time to buy if it makes sense for you as a homeowner, as a family. if you have the old refrigerator that's been using way too much energy and it's time to replace it, now's a great time to take advantage of our maryland appliance rebate program through the state, also recognizing is this on top of what the utilities have already been doing in terms of appliance rebates. we're talking about $100 off super efficient entering star clothes washers, $50 off super efficient qualifying refrigerators. up to $300 off electric heat pump water heaters. on top of what's going on at the utility level. so literally marylanders can save hundreds of dollars and really lower their energy use at the same time. it's an absolute double win. >> reporter: thank you so much for talking to us this morning. we really appreciate it. there you have it. really a good program to take advantage of. if you'd like more information, go to our website at abc2news.com. click on the slide show under maryland energy administration. and we'll be talking to folks coming up at uh, 5:45. so

the homeowner is actually an elderly woman.es from reaching other homes. the house is a total loss. a nearby high school had been on lockdown. >>> updating you on a story we've been following, a missing wife and mother ran off with another man to miami to start a new life. investigators in miami beach found them last night after getting information from police in xena, ohio. police say this convenience store video shows her with tray hutchison and was key to cracking this home. they say they told them they were romantically involved and this morning her husband spoke to reporters. >> she may have made some mistakes, but everyone does and i can't blame her for any of them. she is a person like everyone else, you know, getting through life and it's not always easy. >> her husband says he doesn't know the man found with his wife but the most important thing, he says, is that she clearly is safe. >>> happening right now in phoenix, arizona. students are in the streets. you can see they are protesting and their focus is the controve

and, you could save up to 20% on your homeowner's insurance.w - and get the system installed for just $99. broadview security for your home or bususess - the next generation of brink's home security. call now. >>> now that arizona's strict illegal immigration law is reality, what comes next? comprehensive reform on the federal level was one of president obama's major campaign promises, but arizona governor jan brewer said time was up. listen. >> we in arizona have been more than patient, waiting for washington to act. for decades of federal inaction and misguided policy have created a dangerous and unacceptable situation. >> so will the white house now push to get a national immigration bill passed? smack-dab in the middle of an election year? we'll talk about that now with republican strategist leslie sanchez. also syndicated columnist and contributor miguel perez, and mark happ mark halperin. you were in a meeting with hispanic elected officials this afternoon. what was the reaction in the room when it was clear to everybody that the governor

homeowners would have to pay $50 to $75 more out of pocket to meet inflation on the program.e'll have your results tomorrow. >> we'll wait for them. mark, thanks. we'll have chuck i believe from des moines tomorrow morning. thanks so much. >>> coming up, our supreme close-up of secretary janet nepalton know again on the short list this year. what is the case for and against her nomination? >>> plus, was it a lucky find or an attempt to leak top secret information? there's no drama in the saga of that lost iphone. and president obama is set to speak minutes from now on financial reform and the debt crisis in america. stay with us for live coverage from the roads ga-- rose garden. which state has the highest percentage of hispanic residents? the answer coming up. [ tires screech ] an accident doesn't have to slow you down. from new car replacement and guaranteed repairs to 24-hour claims assistance, we do all we can to help you move on. liberty mutual auto insurance. responsibility. what's your policy? to help your skin get healthy and clear. fast forward a few years... ...and

geico customers could save even more on their car insurance by signing up for other things - like homeowner'srenter's insurance. nice work, everyone. exec: well, it's easy for him. he's a cute little lizard. gecko: ah, gecko, actually - exec: with all due respect, if i was tiny and green and had a british accent i'd have more folks paying attention to me too... i mean - (faux english accent) "save money! pip pip cheerio!" exec 2: british? i thought you were australian. gecko: well, it's funny you should ask. 'cause actually, i'm from - anncr: geico. save even more with our new multi-policy discount. >>> what do you want for that old fridge of yours in the attic? let's wheel and deal this morning, huh? >>> she thought she was watching sherlock holmes, but it turned out to be john holmes. she bought the dvd from wal-mart. how did this happen? >> it almost looked like superman and looks like a swan and acrobat all in one. >> look at this. what a play this was. we'll find out where it happened. here on good morning, maryland. megan is off today. >>> let's start with justin berk with our earth day

. >> nearby, homeowners are encouraged to hear that police are retooling their patrols. >> i think increased police presence would do some good. it would deter the and make people feel like it would be more risky to do that behavior. -- it would deter and make people feel. >> we follow the rules and expect them to. if we have to have the police there, i think that is good. >> police are looking into the possibility the teenagers arrested may be involved and other crimes. if you have any tips, call police. >> a strange situation, police say a man armed with a knife slashed and cut five women. at least one person cranks to have been attacked. the others are not talking. -- one person claims to have been attacked. >>> 27 men had been busted in a reverse prostitution ring. they were arrested after women officers went undercover in areas identified with complaints. they zoned in on route one. >> new question surrounded the judge who was reassigned after [unintelligible] it turns at the judge is also an offer. his new book has stirred criticism. -- is also an author. jayne miller has the latest. >

. >> i was very elated to see the foreclosure bill go through so that every homeowner will have the ability to bring the mortgage companies to the table before they can be thrown out of their home. that one i'm very excited about. >> reporter: while the session ended at midnight with plenty done on the last day. drivers in maryland will soon be required to use a hands-free device or face a $40 fine. new laws will make it easier to prosecute gang members. plus, some major sex offenders will be required to have lifetime supervision. you can read about the final day by going to the maryland news page on our website at wusa9.com. >>> one man is dead and another wounded and police want to find out who was responsible. this happened last night in the 6800 block of central avenue in capitol heights, maryland. right now investigators are trying to determine if the shootings happened inside of a nearby apartment or on the street. police have not released the names of the victims or a motive. >>> and dc police are looking for a suspect who stabbed two men near the petworth metro station. police taped

it was the first location in which there were african- american homeowners.is: 7 on that title, for all of the things it could of been called -- why settle on that title? for all of the things it could have been called? >> this show is about the cultural heart of a very unique place, a very unique american city, and treme is also generally regarded to be the birthplace of jazz, where jazz music had its origins. tavis: tell me how one goes about designing, creating a show that is unapologetically set in post-katrina new orleans? what does that mean? -- in post-katrina new orleans. what does that mean? >> it was a near-death experience for new orleans. years later, the city is well along the path to recovery, although not all of the way they're in any fundamental areas. there are still profound problems -- not all of the way they're -- there in any fundamental areas. one of the things that brought it back more than any political or economic dynamic, because there were a lot of failures, but one of the things that worked in its favor was the culture. the culture

there are 1 million more homeowners then there were over 10 years ago. people are buying their homes. we have extended stamp duty release for first-time home buyers. that is available now. shared equity as another thing that might be considered. that is a more popular way of doing things and we can help finance that and work with the building societies and banks. the third thing is getting the building societies and the banks to lend again. we signed these agreements that require them to lend $92 billion last year. much of that as mortgages. the fourth thing is giving local authorities the power to build a making sure that housing associations have the power to build. i want toli create an owner- occupied majority in this country. i want to increase homeownership and to a with the measures we are doing. >> we should build more homes that are part grant/part mortgage. that is a chance to get 1 foot on the housing ladder. also, rewarding responsibility -- people live in housing association homes are council calls with a record of good behavior, give them