i did want to urge homeowners to take a vintage of these savings now. we're offering up to $7,000 in rebates for energy efficiency. after august 21, it will go down by about $1,000, so there really is reasons to participate in the next five weeks. ultimately, by helping homeowners make these upgrades, we're working together with the assessor reporters office to ensure that we can meet our carbon reduction goals here in san francisco. we are working to reduce their carbon emissions in the city by 20% below 1990 levels by the end of next year. that is one of the reasons to put together this program, to aggressively how to do energy efficiency in homes throughout san francisco. ultimately, this program, sf hip is a great example of our commitment to visionary and burn the to programs that help to promote social equity, to protect human health, and to leave their way towards a sustainable future. we're working very hard -- we have more direct -- very hard to get where we are, but to set our goals, we need to keep pushing the envelopes thef hip -- we need to

our homeowners are losing their homes. let's not give them an extra burden that they will send many of them into the street. i'm proud to support the amendment offered by my friend, mr. cardoza, which will significantly improve the bill we are considering today. thank you. i yield back. the chair: the gentleman yields back. mr. cardoza: mr. chairman, i urge my colleagues to vote for this commonsense amendment and prevent undue economic harm to our communities, and i'd yield back my time at this point. the chair: the gentleman yields back. for what purpose does the gentlewoman from illinois rise? mrs. biggert: mr. chairman, i rise in opposition to the amendment. the chair: the gentlewoman is recognized for five minutes. mrs. biggert: under h.r. 1309, fema is required to update its flood maps according to the technical mapping advisory council's recommendations within six months or report to congress why it has rejected them. it's part of the new standard for the flood insurance rate maps. fema must include any areas of resi

they're new homeowners and the proud parents of a beautiful baby girl.as an unfinished lower level which they were hoping to turn into the family living room. ron is not only a 17-year fdny lieutenant and true hero but also the family handyman. all was going well their own project until his father suffered a stroke which has left him severely handicapped. ron now spending all of his free time working on his parents' house. and from what i understand, he could use some help around his own home. well, let's go meet the family and see what we're up against. >> hey. how's it going, ron? george oliphant. nice to meet you. i actually got a letter from your beautiful wife carrie. >> hi! >> and i'm here to rescue your home. >> are you serious? >> yeah. >> ron and i met six years ago. we've been married for four of those years. and we have been searching for the right home for the longest time. and we bought this house about a year and a half ago. >> we found this house, and we knew it was going to be some work, a bit of a handyman special. we started ripping out

loan program, for homeowners who are either unemployed or under employed. and at least 90 days behind on their mortgage. they get up to $50,000 to bring their mortgage payments up to date, and help make future payments for two years. participants don't have to pay the government back as long as they don't default again. >> it gave us the step up and the step forward. >> reporter: it helped you get your life back. >> exactly, get stabilized, get our life back. >> reporter: the program is supposed to help 30,000 homeowners, but it could fall short of that. though signed into law last july, it wasn't fully launched until last month. the deadline for applications: friday. a hud spokesman told cbs news that unfortunately the timetable is slower than we initially expected. >> i don't think people know about the program. have you heard much about it? >> reporter: at brooklyn housing and family services, carol burke's staff is racing to find qualified people. >> we want to see those 1099s. >> reporter: connecticut has had better luck thanks to an earlier start. dar

another homeowner says vanderbilt did the same thing for her check, $259,000. there are $60,000 worth of work left on chang's roof. they and their four girls are living with friends. at the bankruptcy hearing chang asked how he can cash check was out signatures. >> he claimed power of attorney in the contract. but according to the contract they do have a limited power of attorney and they canf-ñ casñ checks for work and they didn't have power of attorney over wells fargo. >> he didn't have power of attorney for the mortgage company. >> san francisco real estate attorney says the homeowners should be tibl recover money from fremont bank. >> if the homeowner's signature is there, legitimate or illegal legit but not the mortgage company's, thenw no notation indicating the mortgage company, the bank should be held liable. they did not pick up the required two signatures. >> the contractor's state license board says requesting or receiving a down payment more than 10% or a thousand is illegal. and fines as high as 5,000s skpdz could be a prime minister with -- misde

of the house. >> he is one of the officers providing a free service, walking homeowners through what will attract or deter a burglar when you are not at home, starting at the front door. >> a lot of things we like to tell homeowners is any kind they had a glass door that can be shattered, make sure you have a double cylinder lock, which is homeowner does, so someone cannot reach in and unlock it >>reporter: many times there is little to no lighting on the side of the home, a mistake many make to focus on just the front and back of the house. >> what we are usually looking for is lighting on the corner of the houses and find that it is one of your best deterrence. a lot of criminals will tell you that they are scared about our lives >>reporter: and might be their enemy, but large drugs offer protection. police took them to pair them back. especially there is window or air-conditioning unit nearby. many residents do not know there with other way that criminals get any home is to jump on top of a central air unit, placement of the air conditioner, officers say, is key. no matter where t

one of the homeowners tells cbs5 she believes the fire was a result of a domestic dispute. >> on may 16th we were robbed and when the insurance company settled with me i told her the story -- i know but i told her the story, she said "you're going to get hit after they go to court again, they just went to court again, and we're hit again. >> she is referring to a former family member. fire investigators say they have not yet determined the cause. >> a violent 3 hours in richmond and now police are searching for clues and suspects. 6 people were shot all within a few miles of one another last night. kristin ayers is in richmond on this escalation of violence. kristin? >> reporter: and dana, of the 6 people shot, 3 have died. richmond police say this is out of the ordinary. sure, richmond has a reputation as a violent place but over the past few years the murder rate has been quietly declining. on a night when richmond residents should have been celebrating the pop of bullets instead of bottle rockets, the police cars instead of fireworks. >> the people getting killed and stuff like th

. >> accused of taking advantage of homeowners, the bay area company now being forced to pay up. >>> some follow the rules of the road and there are other cyclists who think they might rule the road. the california city that just made it a crime to give them a hard time. ,, ,, ,, hour ago: team owners approved a tentative deal to end the 4-month lockout. executives voted at an atlanta hotel, after a full day of meetings. players still it. a new >>> nfl team owners voted to end the lookout after a full day of meetings in atlanta. the players have to sign off on the deal. the new agreement would settle how $9 billion a year in league profits are split between the owners and players. >>> with just 12 days until the deadline, tonight president obama summoned the top four congressional democrats to the white house. despite earlier reports, the white house says it is not close to a debt deal. today senators kicked off debate over a tea party-backed proposal they call "cut, cap and balance" with some lawmakers saying doesn't stand a chance of passing the democrat controlled senate. >> that

we did not expect homeowners to get on the route to often, but sometimes you can get up on your flat roofs. what do you have to do for routine maintenance on those? >> you can always tell, if groups are starting to bubble, that is a sign, it protect the roofing membrane from the sun so if there is none, ultraviolet light will be deteriorating, and it will start to bubble. all of the route jacks are the first signs of with a member in fails, so you want to check around those. all of those areas you have to check. anywhere there is penetration, those are the areas you really want to check. >> a flat roof like this with reflective coating needs to be recut it regularly. if you fail, the protection is gone and the roof deteriorate rapidly. it is not just silver paint, it is roof coating. so typically you need to hire the report to come back and apply a new coaching. you can say you want a uv- resistant coating, but it has to be compatible with what you have up there. roofs need maintenance. call and ask. if you do not do that, the life is short and pepper sibley. go over it and fix it up

number one, identifying and contacting homeowners, number two, the homeowner evaluation and assistance and number three, program management reporting and governance. the treasury determined that six of the services needed moderate improvement and for needed substantial improvement in the first quarter of 2011. none of the servicer is needed only minor improvements. the interagency review of the foreclosure policies and practices found, and i quote, individuals who signed for pleasure affidavits did not personally checked the documents for accuracy or possess a level of knowledge on the information they get tested to in those affidavits. in addition, some for pleasure documents indicated they were executed under oath when know of was administered. examiners also found that the majority of the servicers had improper practices which failed to confirm -- to conform the state legal requirements. these determinations were based primarily on the servicers self assessment of the foreclosure process fees' and examiners interviews of the service your staff and the proliferation of the foreclosur

he says he knows that some homeowners would rather wait than work. >> wait for it to happen, right? hope that it won't happen. >> reporter: now the firefighters today were just going out to inform the homeowners and make some recommendations. there will be a reinspection later on in the summer, and then if change aren't made, there could be some fines. live in san mateo county, traci grant, nbc bay area news. >> thank you. >>> they kept negotiating into the wee hours of the night, and it paid off. san francisco has finalized a $6.8 billion spending package. the budget committee announced many of the city's core programs will remain fully funded. here's a look at some key point. the deal reverses proposed cuts to health and human services and drops mayor ed lee's noon journalists -- plan to outsource the hospitals. the plan is scheduled for july 19. oakland also has a new deal. the city will rehire 22 police officers which it laid off last year. oakland narrowly passed its budget during a special city council meeting last night. the deal is designed to close the $58 million budget sh

>> 7 on your side fined so far five homeowners including helen have filed claims for burst pipes, allrned over to the contractor. another six claimed the meter work caused other damage such as broken toilets. bgsi declined our request for an interview, it is our practice regarding individual claims. we treat claims very seriously and have a well established process in place to respond to each and every claim. however, after we got involved, helen did get another knock on the door, this time with welcome news. >> i got my full payment. i was so happy, it was unbelievable. >> bsi did pay her, the full $4200. >> they would not say whether or not it has paid for damages in other case, but we were be following up as the work continues on this project. if you have a problem with the new meters, let me know about it. go to abc7news.com. i'm michael finney, 7 on your side. >> coming up next. a bay area mom who hopes to change thousands of lives in africa with her blog. ????????tq we love the sun ! i love this slide ! i love knowing coppertone protects across 100% of the uva/uvb spectrum. i t

you'll meet aff homeowner who lt it all -- almost. how they got away wit and how you can protect your dreams. >>> and he stole the show before it started. brian wilson looking more like a -- penguin? than a giant. >>> good evening. much colder here across the bay area than we should a for this time of the year. san jose with 74. san francisco at 60 and tonight the clouds roll back into the south bay. we'llnhi tset when this clears out and 80s return coming up in the forecast. [ man ] i got this new citi thankyou card and started earning loads of points. you got a weather balloon with points? yes i did. [ man ] points i could use for just about anything. ♪ ♪ there it is. [ man ] so i used mine to get a whole new perspective. ♪ [ male announcer ] the new citi thankyou premier card gives you more ways to earn points. what's your story? citi can help you write it. >>> this is not recommended, but the individual row is remarkable. the deadliest catch off the california coast complete with a huge struggle. take a listen. >> you've got to le

responsibility for the contractor is at fault. >> and joe intends homeowners should not have to footell. >> if many pipes have already burst, who is to say that your home is not next. they should at least give them the option to opt out. >> so far five homeowners, including helen, have filed claims for burst pipes. all were turned over to the contractor. another six claimed the meter work caused other damage such as broken toilets. bsi declined our request to sit down for an interview, saying it is our practice not to comment regarding individual claims. we treat claims seriously and have a well-established process in place to respond to etch and every claim. however after we got involved, helen got another knock on the door. there time with welcome news. >> i got my full payment. i was so happy it was unbelievable.qwa bsi did pay her the full $4,200. >> bsi would not say whether or not it's paid for damages in other cases. however, we will be following up as the work continues on this project. now if you have a problem with the new meters, let me know about it. go to abc7news.com. i

." >>> the first good news in months for homeowners. a rare sign of life in the spring selling season. good morning, everyone. i'm christine romans. but the fact remains, the value of your biggest asset is down some 30% over the past few years. the housing market has changed and so have you. what you need to know if you own a home, want to buy one or rent. plus, is it ever okay to walk away from that mortgage even if you can afford to pay? let's start with the american dream of owning a home. if you're a buyer it's a dream market, only if you can get the loan. with ten of the nation's largest mortgage lenders denying almost 27% of loan applications last year, that's up from 23.5% in 2009. this is according to "wall street journal" analysis. if you're a seller it's a nightmare. home prices rose slightly for the first time in eight months, this according to the most recent s&p case-shiller 20 city index. that's the sign of life this spring i was it telling you about, but don't get too excited. prices are down 32% from their peak, set in 2

responsibility for the contractor is at fault. >> and joe intends homeowners should not have to foot have already burst, who is to say that your home is not next. they should at least give them the option to opt out. >> so far five homeowners, including helen, have filed claims for burst pipes. all were turned over to the contractor. another six claimed the meter work caused other damage such as broken toilets. they declined our request to sit down for interview saying it's not our practice to comment regarding individual teams. we treat claims seriously and have a well-established process in place to respond to etch and every claim. however after we got involved, helen got another knock on the door. >> i got my full payment. i was so happy it was unbelievable. bsi did pay her the full $4,200. >> bsi would not say whether or not it's paid for damages in other cases. however, we will be following up as the work continues on this project. now if you have a problem with the new meters, let me know about it. go to abc7news.com. i'm michael finney, 7 on your side. >>> and coming up next,

price says homeowners should go to preventloanscams.org.acted the ceo and attorney for rewiremyloan.org, but they dekleined to comment. meanwhile, judy put her home up for a short sale, which forced the bank to contact her. they modified her loan and it didn't cost her a dime. >> this is where i want to stay forever. i can't imagine livingsome place else. >> reporter: and now she won't have to. v vicky nguyen, nbc bay area news. >> the lawsuit is before a judge right now. in the meantime, if you think you've been a victim of a loan modification scam, go to nbcbayarea.com and search loan. with jim at the comcast sports net desk. what's going on, jim? >> all right, diane. let's start with the giants, because they had owned the padres over the past two nights, extending their win streak to four games. but tonight it was san diego's turn and things escalated quickly. barry zito back on the ground. facing orlando hudson in the third. he regrets this decision. hudson with a three-run bomb. zito's line, 3 2/3, 8 earned, giants lose 11-3. a's a win

the obama administration is trying to offer more help to unemployed homeowners. reports say the government will announce today two programs that will allow those borrowers to delay mortgage payments up to 12 months. thousands could benefit from the extra time although not all homeowners will be eligible. this is part of the white house effort to prevent foreclosures as unemployment remains above 9%. in may, 45% of unemployed americans had been out of work for at least 27 weeks. landlords enjoy higher rent. a new report says average rent rose a half a percent this spring to $997 a month. compare that to san francisco where rents average $1800 a month. one analyst says that landlords are in a perfect situation, that it's like drinking without the hangover. must be nice. back to you. >> thank you much. hollywood is a town that measures royalty by box office, not blood lines. this week tinseltown is getting ready for prince william and his wife flying from canada to hollywood on friday. those who will not be welcome, the paparazzi. neighbors have signed no trespassin

responsibility. >> and consumer action contends homeowners should not have to put the bill. >> who to say your home might not be next? >> 7 on your side sound so far five homeowners including helen filed claims for burst pipes, all turned over to the contractor. and another six claims caused other damage. bsi declined our request saying it's our practice not to comment regarding individual claims wex treat claims seriously and have a well-established process in place to respond to every claim. and helen did get another knock on the door. this time with welcome news. >> i got my full payment. i was so happy. it was unbelievable. >> bsi did pay her the full $4200. bsi would not say whether or not it's paid for damages in other cases. however we'll be following up as the work continues on this project. and if you have a problem with these new meters or installations, please let me know about it. go to abc 7 news.com. >> and she had to deal with that? >> and this? just like this? you don't have water? >> good work. >> dozens of people got to play spiderman today jumping off a skyscraper.

last year i was able to assist homeowners in an area of the city who had been mistakenly placed in a flood zone. in that case fema acted quickly to respond to new data and correct the mistake. however there are thousands of homeowners nationwide who now find themselves in flood zones and subject to mandatory purchase requirements. the gentlewoman's bill would ease the financial strain on newly mapped homeowners by allow for a three-year delay of the mandatory purchase requirement and allows for a five-year phase-in of actual rates afterwards. in addition, i know that the gentleman from alabama, the chairman of the committee, will be offering an amendment similar to the one i offered at markup that would extend the three-year delay to five years. i know that the gentleman has worked with the bipartisan coalition, of hebs of the house -- of members of the house and i look forward to passage of that amendment. to make sure that fema issues the most accurate maps, the bill establishes a technical mapping advisory council. by improving the mapping process, the council will prevent instanc

if the homeowners don't follow them ultimately they could end up with a fine. traci grant, nbc area news. >> fireworks are illegal in most cities, there is a steep price if you get caught buying or selling illegal fireworks. calfire is going on line to crack down on legal and illegal sales. agents are checking craig's list to find people who are offering m-80s, bottle rockets and firecrackers. >> we work with officials across the state to track those people, to stop those people and arrest them. we have a zero tolerance on illegal fireworks. >> cal fire will heavy fines for on line sales of safe and sane fireworks. there are legal fireworks shows. there are dozens of others. for a list go to nbcbayarea.com and search fireworks. we had a wet scene today. our chopper working the story, workers spent the day cleaning up after a 12 inch water main line broke open on the 3800 block near hill crest. as crews repair the line. >> topping business and tech, a big day for zynga, the game maker behind farm bill plans to raise $1 billion. it's the biggest ipo for an americ

a florida homeowner is under fire for posting a jesus sign in her yard.eowners associations there are urging her to remove the sign, but the woman says she would violate her freedom of speech and her religion. wtlv reporter from our nbc station in jacksonville has more for us. take a look. >> reporter: four years ago sarah phillips moved into her sutton lakes home, and says she has never had a problem, until now. >> we have had it out for about a month. and we have not had any complaints from our neighbors here in the neighborhood or anything. >> reporter: no complaints until she received this letter from the sutton lakes homeowners association telling her that this jesus sign is a violation of the covenant. >> it is basically telling us to remove the sign under the bylaws of the association that we are not in compliance, and that we should remove the sign. >> reporter: phillips says she did sign the covenants restrictions an conditions or ccr, but never agreed to prohibit the free exercise of her religion. >> my feeling is that i did not give away f wawa

yesterday senator barbara boxer introduced the helping responsible homeowners act.his will allow people who want to modify their mortgage the opportunity to do so even if the home is worth less than what they paid for it. and the bill appears to be gaining support from other lawmakers. >> so i think people are waking up that it makes sense to help homeowners stay in their house. >> now the bill is also being supported by the national association of realtors. they say it could give the housing market a much needed boost especially for some of the areas still struggling to recover such as contra costa county. realtors there say the tax base has gone down three years in a row. and foreclosures still make upmost of the market. >>> well, the way you watch movies from your home is changing. the new pricing policy that has some customers up in arms. >>> and a place to bring people to justice becomes the scene of a brawl. and it's all caught on tape. >>> welcome back to the morning news. it is now 4:52 and take a look at this video. it's from tacoma, washington. a fight in

two violent home invasions in less than a week has a pair of baltimore homeowners on edge. both times the criminals pretended to be police officers. >> reporter: good morning, everyone. that man tells w jz he never saw it coming. likely because police say what is most alarming about both cases is the blatant lie the attackers told their victims. in the heart of federal hill, a couple was sleeping when three men used crowbars to break into a home in the 1600 block of elkins lane. they claimed they were police officers. we spoke with the victim who says he is way too shaken up to share his story on camera. he is still in shock over what happened. and relieved he listened to his attackers. but can't quit thinking about what could have happened if he hadn't. >> i have lived around here all my life. i can't believe it. >> reporter: the attack is chillingly similar to what happened in northeast baltimore. three men impersonating police officers barged in a house, tied-up a man and his wife and then shot the man. >> it is a tremendous violation of the public's trust, right? when a

. >> and millions of homeowners are about to get money back from the mortgage company.d out if you are one of those [ female announcer ] they've been off limits to dieters since time began. not anymore. ♪ fiber one is bringing brownies back. at 90 calories, the only thing between you and chocolaty brownies ♪ new fiber one 90 calorie brownies. in the granola bar aisle. >>> welcome back. 6:43 on this thursday. live doppler 7-hd. high pressure still dominate and heat is building from the southwest. 10 in the palm springs. mid 90s around sacramento. 79 at tahoe. 88 in yosemite. if you are heading back south but not going to desert, 73 in san diego, 80 in l.a. >> thanks a lot. >> in washington, d.c. progress is still being measured by the inch as lawmakers are working their way out of a debt dilemma. senate will begin debate on a house cut, cap and balance plan. democrats are expected to kill that measure. a bipartisan plan put together by the gang of six senators appears to be losing steam. president obama and boehner met for 90 minutes yesterday. it was unclear whether neg

while these efforts are ongoing, flood insurance has become mandatory for many homeowners. insurance that can cost more than $1,350 annually. that is nearly four times the p.r.p. rate. the increasing cost of flood insurance which is on top of the annual flood protection assessments that my constituents are already paying compounds their financial burden. for these reasons i believe that it is reasonable to phase in higher rates over a five-year period. i have an amendment that i will offer during debate on the underlying bill that will phase in the full cost of flood insurance policies in a more equity way moving forward. i believe that this is a necessity that will assist homeowners in these trying economic times. i look forward to its being included in the overall legislation. this will require responsible homeowners across the country to continue paying into nfip without adding risk to either the floodplain or the nfip. again, i thank chairwoman biggert and ranking member waters for their leadership on this legislation, and i yield back the balance of my time. the speake

. >>> about 56,000 homeowners received a notice of default and the second quarter, that it's below the high of 135,000 in 2009. real estate in the same stabilizing home prices are helping homeowners. >> 's golden gate park not seen other member of their bison herd. the 20-year-old female was euthanized. another bison was euthanized two weeks ago. there are now only three left but they plan to add saddened by the end of this year. >>> a lawsuit says today its goal is not to stop the project, they want to make sure that actions are environmentally sustainable. the city's attorney's office told us has not yet seen the lawsuit. >>> we learned today that the opening of a double wide bypass may be delay by a year -- delayed by a year. crews use specialized equipment to drill through the rock and misuse of the machines for this after soil -- then use other machines for this after soil. >> they hope to have it completed by late next year. they say it is likely that the $350 million price tag will increase as well. >>> authorities signed an agreement with the federal government today to work to

understand what i think we didn't understand for a long time which is not everybody should be a homeowner, and, you know, eventual between 80% and 90% of americans will own a home. many of us in our 20s either we move around a lot. we took on too much debt, student loans, other things, aren't in a position to own a home. we shouldn't put some of those people into homes that they are owning. we should find ways for them to rent. >> we're looking at a chart that shows rent recessions and how home ownership has fared. for 10, 20, 30 years no matter what home ownership peaked. do you think more people are going to continue to shy away from buying a house either because they can't get a loan or because they've changed they're view of the american dream? >> i think that one of the interesting facts is if you look at people who went through the great depression and owned stocks, people who owned stocks in the great depression and lost all their savings, invested less in stocks for the rest of their lives. so there is a little bit of, you know, risk i think that some of the people that have been

dorsey: so we have a follow-up question to your answer about homeowners being underwater. and this one came in under 10 minutes ago from shnaps: "is free-market an option? obama on homeowners underwater: have made some progress, but plus needed looking at options." the president: well, when shnaps -- (laughter) -- when shnaps talks about free market options, i mean, keep in mind that most of this is going to be a function of the market slowly improving because people start having more confidence in the economy; more people decide, you know what, the housing market has kind of bottomed out, now is the time to buy. they start buying. that starts slowly lifting up prices, and you get a virtuous cycle going on. so a lot of this is going to be determined by how well the overall economy does: do people feel more confident about jobs? do they feel more confident that they're going to be able to make their mortgage? and given the size of the housing market, no federal program is going to be able to solve the housing problem. most of this is going to be free market. the one thing t

the one thing that we can do is make sure that for homeowners who have been responsible, didn't buy more house than they could afford, had some tough luck because they happened to buy at the top of the market, can afford to continue to pay for that house, can afford their current mortgage, but needs some relief given the drop in value, that we try to match them up with bankers so that each side ends up winning. the banker says i'm going to be better off than in this house is foreclosed on and i have to sell it at a fire sale. the mortgage owner is able to stay in their home but still pay, you know, pay what's owed, and -- and i think that that kind of adjustment and negotiation process it's did you have and difficult partly because a lot of banks don't hold mortgages. they were all sold to wall street and were sliced and diced in these complex financial transactions so sorting through who owns what can be very complicated, and as you know, some of the banks didn't do a very good job on filing some of the papers on these foreclosure actions so there's been litigation around that, but the

homeowners should go to prevent loan scams.org.can report problems there and also get help getting their money back. we contacted the ceo and attorney for rewiremyloan.org but on the advice of their attorneys, they declined to comment on our story. meanwhile, judy found a way to stay in her home. she put it up for a short sale which forced the bank to contact her. they modified her loan and it didn't cost her a dime. >> this is where i want to stay forever. i can't imagine living someplace else. >> reporter: and now she won't have to. vicky nguyen, "today in the bay." >> the current lawsuit is before a judge to be certified as a class action lawsuit. in the meantime, if you think you've become the victim of a loan modification scam, go to nbcbayarea.com and search loan for information. >>> still more ahead on "today in the bay." the disturbing picture g of scotland yard in relation to britain's phone hacking scandal. not that long ago, many families were priced out of an overheated housing market. but the times have changed. get th

>> loophole in the new fire fee for rural homeowners.ernor works to close it, a lawmaker works to overturn it. >> and a crack down on liquid added to meat we buy. so why will it weigh down the price paid? >>> good evening, i'm cheryl jengs. >> and i'm dan ashley there. is a stunning revelation about the death of a man most thought was killed by san francisco police. >> a medical examiner is saying the bullet that killed the 19-year-old parole is not consistent with bullets used in a police service resolver. vic lee joins wuts latest. vick? >> this is a surprising development. the medical examiner made that startling announcement just a while ago. she said the bullet which killed the 19-year-old kenneth harding was not fired by police. here is dr. hart said. >> the bullet which was removed from his head, is not consistent with the service ammunition used by the san francisco police department. >> it was a 380, 9 mm weapon, bullet, that struck his head, that was the fate yat shot. investigators found another 380 caliber bullet in the pocke

we'll tell you more in: >> reporter: stan baker is a homeowner. he has siding on the front of his house. the wood deteriorated and the house looked sap by. -- shabby. >> we wanted to get new said and we were concerned about the protection of the house. >> reporter: you have a lot of options if the project is in your future. wood, vinyl and fiber cement are popular. angie's list says that siding can go a long way if you're getting ready to put your home on the market. >>> it's the main line of defense against leather and pests -- weather and pests. it can also lead to problems down the road if you don't take care of it. >> reporter: the average price can vary. you can expect an 80% return on your invest. >> what i found is you have too many times of the year when homeowners discover they have bad siding. in a spring after a hard winter like we've just experienced or in the fall, the kids see they have a hole in the house. >> reporter: it's time to look for what's right for you. wood is pricey and most prevalent to break down. vinyl is the cost effe

you are becoming a folk hero among homeowners especially those stresd about paying their mortgages.'s been some resident resolution to this case, hadn't there? >> there has. >> stephen: does he have fangs? oh, my god he's not a difference maker he's a vampire. this story got good. go get 'em don. >> you are a hero to a lot of people and thank you for coming on. >> stephen: what? no -- don, ask him about being a vampire. do you see the little teeth right there? those are vampire teeth. he has -- ask him! ask him. i know what to do. come here. come on! let's go. taxi. [laughter] go. horn. this is how we -- the people with shops open, none of that is happening now. >> make sure you stay safe out there. we'll have much more on the flooding coming up. >> stephen: excuse me. >> what are you doing here? >> stephen: i have a question to ask you. >> i'm in the middle of a broadcast. >> stephen: who isn't? hold on sanjay. did you talk to a guy who foreclosed on a bank? >> i did. >> stephen: did you not notice he was a vampire? >> i did notice he had sharp thao *et. >> stephen: at no point did

a pipeline watchdog group says homeowner digging and heavy yardwork are the leading cause of utilityine breaks in the u.s. >> if you are going to be using a heavy shovel or pick, that is the time that you have to call 811. >> reporter: just yesterday, pg&e came back and deepened the trench or the property. the pipe is now more than two feet underground. a comforting thought for robert and his family no longer worried about what lies beneath. now, after some calls from consumerwatch, pg&e agreed to forgive that $2,700 bill. but they say it's actually an exception. in most cases, homeowners who damage utility pipes on their property are responsible for paying to fix it. so we do suggest if you are going to do digging, call 811 to make sure there is not a pipe because you may have to pay for it. >> you have no idea. so yeah, 811. put it on speed dial. >> thank you. >>> pay to recycle? that could soon become reality in a bay area city. mark sayre on why palo alto says it has no choice but to charge people to be green. >>> reporter: rich ma role la says he comes to palo alto's free recycl

it's a burden that small homeowners -- if it can be avoided, there should be some consideration where it is split, commercial, residential, and at the discretion of the land checker. the plan checker will understand -- we do have these bulletins so you don't have asking indiscriminately for special inspection. >> also the size of the building -- >> we have to make some deviations from the awning, a canopy and a small sign. >> there needs to be clearer directions for the plan checker because the natural thing for the plant sector to do is check his own but and passed on to special inspection with total disregard for the owner. >> that was the reason we wanted to develop these bulletins. >> thank you very much. >> any public comment on item number seven? >> we will just continue it? >> promotion? -- a motion? >> i make a motion to continue it until after the structural committee hears it. >> [roll-call] >> the motion to continue the item passes. item #8 is the records report. an update on the finances. >> i'm the deputy director of the department of building inspection. the report in fr

the homeowner's stash, but then changed his mind and took the bag to the homeowner.ately what it was and called the fbi. what was the scene like once -- >> they just -- seemed like they swarmed the place. they -- agents just kept coming and coming in. i was like, do i need a lawyer? you know, at the time, i didn't know. >> elated, police and fbi agents took the undeveloped film back to the photo lab. carefully, they sent it through the processor. within minutes, the first frame appeared, then the next, and the next. more than 100 pictures in all. >> it corroborates maryann shore's testimony to the letter. as you can imagine, it starts off with her coming into the home and being forced to disrobe and then the sexual assault, the rape, her being tied up. it's terrible. >> but no one was taking any chances. ignatow's face was in none of the pictures. so, the fbi got an arrest warrant that allowed them to strip ignatow and photograph his body for comparison. one of the fbi agents was a woman. >> she told him to get naked and he told her to go to hell. and she said, you c

. >> new federal rules adding thousands of dollars to homeowners' mortgage payments. how much opting out will cost. our top story, the deadly boat accident off baja california. as of tonight one >>> more now on our top story, the deadly boat accident off baja, california. as of tonight, one person is confirmed dead identified as leslie yee of ceres. he loved finishing but had to be convinced to make the trip. his daughter said she lost a wonderful father. >> he was my best friend. he was -- and i feel like that's really difficult to say as a daughter you have to maintain those lines, father/daughter lines, but he actually successfully guided me, you know, into being a mature adult while maintaining a best friendship. >> the erik, a 115-foot charter fishing boat capsized when a surprise storm hit it south of san felipe about 2:30 sunday morning. that ship is now about 200 feet below water. divers plan to search the wreckage. >>> several people in the bay area waiting for any news of the missing men. mark sayre shows us what one family is doing to try to bring their lov