doing in january through june is working with our neighborhood organizations, including all the homeownership sf organizations, to try to figure out how we can restyle and retune our homeownership programs in order to make them more successful in the long run. a couple of the questions you had requested was how many owners also benefit from having a down payment assistance linked to our bmr units? so we have about 83 owners out of the total of 860 that have been received assistance. we usually are able to provide down payment assistance for about 20bmr owners a year. we have a combined source of state dollars and a little bit of federal dollars, so we can afford to give out about $750,000 a year with our down payment assistance, specifically to bmr owners. i think those are the major points that you had asked about that are program-wide, if there are any questions i would be happy to answer those before i bring up mr. adams. >>> thank you, mr. chue. looks like no questions, but the commissioners may have questions after the presentation. >> thank you, commissioner. >> good afternoon, dan adams w