in eastern pennsylvania, 59-year-old iris hontz lost her accounting job and half of her 401(k) investmentse's now back in the workforce as a part-time cashier in a grocery store. >> your debit card. you have a great day. >> in dearborn, michigan, terry and donna mcnally are barely holding on. he lost his sales job in august. the condo they bought 15 years ago is worth less than their mortgage, and 40% of his 401(k) retirement savings is gone. donna is the main provider now... >> let me hear you count to ten. can you count to ten? >> one, two, three... >> running a day care center out of their home. >> both: seven, eight, nine, ten! >> are you here for joan? >> yes. >> terry considers himself fortunate to have found part-time work greeting the bereaved at a funeral home and making lattes at starbucks, >> it's tough, but i'm proud of him at his age to be doing what he's doing. >> the 401(k) drop was tremendous and is tremendous at this point in time. and that's where the savings was, you know? that's our hurt right now. >> we can't live our vision of our dream of retirement. that's the worst