john: when they buy hoowner's insurance decision not have coverage that helps to lower the insurancee in fact, the amount of money they save on insurance actually pays for the subscription fee plus they can pocket some. john: sometimes. if your hoe is worth $100,000 it is $100 per year it is a $300,000 house it is $320 per year and is said cheaper than what other people pay in taxes? >> it is if you look at the overall budget for doing three services of fire in the ems and security we are a lot steeper than most of the government. john: how can you be cheaper for the same work? >> we are a sufficie to watch how you spend your money. our boardof directors is great who has business experience and that helps us to save money. john: often pay less for a fire truck? >>es. with one i talked with was asking simple questions would you pay for the fire truck? the next thing i know he tells me we paid $500,000. we don't pay that much we only paid 250,000. what is the difference? and extra of four or 6 inches of the cab orhe air ride seats may be riding 5 miles then toight back into a paying tw