then continued to saturate and small medium-sized businesses to the service sector, the so-called horika hotels, tourism, cafes, some kind of support methods. through actually preferential mortgages, that is, through the development of the construction sector, it in turn there , little by little, these benefits, this money, they were distributed to very broad layers and de facto really helped small medium-sized businesses to survive during the pandemic, well including yes, the construction industry - it's no secret, it probably has one of the highest multipliers for its contribution to the economy, so the application of budgetary efforts here, it really was, probably, justified. yes, you're right, but returning to the specificity and anti-crisis nature of this program, it turned out that from an anti-crisis program it actually became quite a mass program, which, in principle, probably, to some extent led to certain distortions in the market, since the share of programs with state support, it became quite big, i'll also talk about this a little later, for now i'll get back to listing. sup