horsford: thank you. i appreciate my good friend for yielding. and the remarks by the former president, president reagan, speak to the reality of the consequence of congress failing to act and what that will mean to our economy, to average americans, to businesses, to the global economy because of the role that the united states plays, and toll vat of the dollar. and -- and to the value of the dollar. and to somehow hold this process hostage because members on the other side have still not come to terms that the election is over, the president won, and it is time for this congress to work with him to move our country forward. not to use this as another means to extract more concessions or demands in order for you to do your job. you don't have to agree with the president on everything, but what you do have to do is your job, on behalf of the american people that elected you. now, while no one knows with certainty the full extent of the damage to the economy, should the u.s. default on its debts, and we don't know because it's never happened, beca

so let me yield to my good friend, representative horsford. mr. horsford: i thank my friend for yielding. you bring up a very valid point. i was just at the william pearson community center in my district over the weekend at a tax preparation site for the las vegas urban league and it was packed. there were -- there was not a seat available because so many people were there seeking assistance in order to file their annual tax return. particularly this year. trying to get it done early so that they can get the refund coming to them so they can help meet an obligation they have in their household. it's been tough for a lot of families system of you make a very valid point that the fact of the timing of this particular the ceiling increase and february 27 date and the obligation that the country has and this time period in particular, there are 110 million americans who will be filing their tax returns, many of whom will be getting a refund and i don't think they will take kindly on a delay in that refund if our colleagues on the other side use this

horsford: i thank the gentleman for yielding. i urge my colleagues to vote no on the previous question and vote on addressing the nation's concern on flood insurance and come up with a comprehensive water plan to address our drought. last month the senate voted to approve the homeowner flood flurns affordability act. house g.o.p. blocks vote on flood insurance bill. florida governor urges speaker boehner to take it up by "the palm beach post." this bipartisan legislation provides a four-year time-out on rate increase hes by a flood map update for a property. the bill creates ar flood insurance advocate to investigate homeowner complaints. during a recent trip to my home state in nevada, my constituents told me that these increases can be excessive and unfair. it's a problem they want to address now. and i urge my colleagues to vote no and to allow us to bring up this previous question and offer an alternative. the speaker pro tempore: the gentleman's time has expired. the gentleman from utah. mr. bishop: i would like to recognize

horsford and mr. jeffries have done such an exceptional job in that job and as mr. jeffries pointed out, ms. beatty is always ready for the challenge and has demonstrated, as was mentioned earlier, has stepped up to the plate and hit the ground running on -- in the halls of congress and has demonstrated her leadership on many numerous occasions. ith that, let me just say that we know we've made great progress in this country. closing the gender wage gap. but women still as has been stated, and we need to continue to let it resonate, earn just 7 cents on every dollar -- 77 cents on every dollar a man earns for the same work. for women of color, unfortunately, naturally, i'm not surprised, the gap is even wider, with women of color earning just 64 cents for every dollar that a man makes. in new jersey, the gap has even grown worse. in just one year, women in new jersey earn on average $13,000 less than their male counterpart. now that's shocking. that is absolutely incredible that the gap, the margin is that wide. over the course of that woman's lifetime, that adds up