cost of defensive medicine in this country today is about $210 billion according to price water housecooper. they said doctors are doing all of the tests because they want to line their pockets with money. that is not the case. they are afraid of being sued. we need state to do medical malpractice reform. we need to reduce costly mandates. all of these things that add 20 to 50% to the cost of insurance. you know, i think, health savings accounts where you do empower, they do empower doctors and patients. we need to remove the regulations and controls. under obamacare, what's happening is the -- the more regulations on hsas, you are not going to be able to year to deduct the cost of over count meds, and they are reduced from five to 2500 dollars. those are some of the things that i would like to see building on empowering doctors and patients rather than government. >> host: by extrapolation, then the diagnosis of what's wrong, if you think it should be affordable and accessible, our health care costs too much and not enough people can access it. is that some of the systemic problems that yo