through howne they're used and the experience that's needed to get the best in eachce for the user ofes. and so out of that came watch os, t.v. os, ios and mac os. begin to when you merge, that the risk is the common denominator kind of approach, and we're staying away from that. i know others that have a that, but thaton is our view, and we are straightforward with it. leave it there, apple c.e.o. tim cook. with you.o spend time with you. scarlet: i am scarlet fu. this is "bloomberg etf iq." where we focus on the access, risk, and rewards offered by exchange traded funds. ♪ scarlet: do you need star power like a quincy jones linked index to get assets to $16 trillion by 2024? we discussed what role celebrity endorsements can play in the industry's growth. why dan draper is for computer programmers rather than mbas.

. -- hown turn around and can you do that? for health care? was on theoint mandate, when we got our taxes, you pay a fine. your shared responsibility payment. and when youit fill out your amended return, triedou get is that they to shift the responsibility of your fine over to social socialy where -- security, that might be wrong. but they take the fine and shift it. -- excuse me, they tell you you have a refund coming. when you know you don't. paper,e you sign that they take the refund and hold it to pay your health care costs. your individual mandate. and takecan come back it to court and take your house and garnish wages and all of that stuff. guest: actually, they can't do any of that. he only thing they can do if you don't pay the fine is take it from your refund. but there was a huge debate in congress about people putting in -- being put in jail and having their wages garnished and the law explicitly says they cannot do that. the only thing they can do is deduct it from your refund. and i should point out that there are many people who

living -- hown a did she earn a living? >> she was a domestic. she worked in a high-end hotel, so she continued to serve customers. that is one reason she was described as well dressed and well planner. she took care of people who got sick in the hotel as well, including judge david davis. comment youwant to on your book. let me to you how your book seduced me. i went into barnes & noble and saw it, it looked like some children's books. i set i make it that for my daughter. not i said to myself, i'm going to give it to her in less i read it. i picked it up, i like the weight, i looked at it and it was very refreshing. we all like scholarly books, but what a relief it is to breeze through it and get so much so quickly. it is highly judges double -- digestible. [applause] i want towant to say, get a copy of that from c-span. i have been, it has been very heartwarming. i expected it to be liked by a general audience. the are people telling me to ,ive it to high school kids because of the graphics and really jumps out to high school kids who might no

lot of people in not having a more traditional ipo is that we won't have this period of people , and howne out potentials feel about spotify, where they value it. we could wake up one day and all of the sudden the shares will be trading. betty: for investors for spotify, don't they still have to worry about massive copyright lawsuits? reporter: they have to worry about the cost of copyrights and about the lawsuits that are hanging over their head. as much cash as spotify generates from getting people to pay for its service, it still loses money because most of the money it generates goes out the door to the right holders, the record labels, and song publishers. there are some levels that it has not reached deals because music contracts are complicated. there are legal proceedings that are still ongoing in which people are suing them for a lot of money. there was one yesterday were the number was $1.6 billion. most people think that is way more than anyone can get from spotify, however, it is a sign of a lot of headaches to come. betty: absolutely. not an easy path. lucas shaw, thank you, b

. -- hown turn around and can you do that? for health care? was on theoint mandate, when we got our taxes, you pay a fine. your shared responsibility payment. and when youit fill out your amended return, triedou get is that they to shift the responsibility of your fine over to social socialy where -- security, that might be wrong. but they take the fine and shift it. -- excuse me, they tell you you have a refund coming. when you know you don't. paper,e you sign that they take the refund and hold it to pay your health care costs. your individual mandate. and takecan come back it to court and take your house and garnish wages and all of that stuff. guest: actually, they can't do any of that. he only thing they can do if you don't pay the fine is take it from your refund. but there was a huge debate in congress about people putting in -- being put in jail and having their wages garnished and the law explicitly says they cannot do that. the only thing they can do is deduct it from your refund. and i should point out that there are many people who

the best chahley.3 degrees cold air r tng -- hown i let mell the time. i'm 70 years w of the day."at have you got for us this time? >> it's time f"deal of the day." m.dy sub a or ty"back8:37. busy tuesday morning in hollywood. about tono bewao take we'reoihat for this >> i y rk" a big movie that made going to i think >> >>hihae looking the see new bloodgory. people like gretaan peal for "get nominations. >> what a great morning. here we are, the nominees for performance by an actress in a supporting role. mary j. blige. janney"i in manville in "phantom ca." s ande of water." an actor ina supporting role willem dafo "the florida project." harrelson in "three bilboards outside ebbing, missouri." richard jenkins in "the shape of water." christopher plummer in "all the money in the world." sam rockwell in "three bilboards outside ebbing, missouri." >> for best foreign language film "a fantastic woman," chile. "the insult," lebanon. "loveless" russia. "on body andsoul," hungary. and en. >> for best documentary short subject, "edith and eddie." "heaven is a traffic 405." and "traffic sto