is also worth remembering that the howrah came seasonis remembering that the howrah came season is notwrah came season is not over remembering that the howrah came season is not over yet and we have an increasing number of seismic events as well to all the cost of this ensuring season have a effect on the premiums? across the board? it will push them up across—the—board. the insurance company market is very aware that these things happen. anyone taking insurance is going to find that reflected next year in their premium. we are talking about the staggering amount of money, $4.5 billion. is a residential homes or businesses and hotels and resorts? that $4.5 billion is just a fraction of the total amount of damage which probably is in excess of 70 billion. that is what lloyds is left ensuring. a lot of the rest will have gone into what call the reassurance market where the risk is spread. not one person facing that whole load, it will be spread right around financial institutions. a lot of insurance companies will have taken a risk. but they will have gotten premiums for ten years in ord

throughout the depth of the atmosphere need to be very light so those are also playing a key role in howrah kings develop but the real fuel for the storms does start with that ocean water so the warmer the ocean water the more heat you can really put into your storm and that's what ultimately going to generate a more powerful storm we are to have admitted enough greenhouse gas into the atmosphere where warming is going to continue even if we were to suddenly just stop all greenhouse gas emissions immediately and would take a while for the atmosphere to kind of come into equilibrium and stop warming so anything that we can do to to stop putting greenhouse gases in the atmosphere will least slow down any kind of woman that goes on in the atmosphere as well as into the ocean of a lot of that energy is going into more than oceans all the way down to a very deep level there really is a lot going on one of the things we like to point out is that climate change isn't causing a particular hurricane what it can do is make a very bad hurricane even worse or potentially horrifying storm catastrophic s