under stand alone hra because workers under the accepted benefits hra are explicitly prohibited from using money in the account to pay their share of premiumses, deductibles, co-payments and other costs associated with carrying health insurance. therefore, while individuals for the first time in our history in other parts of the country have a federal mandate to purchase insurance, these individuals in san francisco, they will not be able to use money and accept the benefits hra to meet their mandate. the fact is particularly problematic because the most authoritative study on the subject projects that without access to the resources he made available by the employer, health care spending requirement, 40% or more of san franciscans eligible for subsidy -- for subsidized health insurance coverage under the aca will not be able to take it until 2019, 40%. almost half the city. and this is primarily due to the lack of funds, which is especially acute given the profound affordability crisis we face in san francisco. affordability is not just about housing. it's certainly about health car

ever that we eliminate this incentive, this perverse incentive for employers to use accepted benefits hras in the hopes of evading their obligation by requiring that they -- that only irrevocable expenditures will count towards meeting the employer health care spending requirement here in san francisco. the second point that i want to make is that we also have a unique opportunity to [speaker not understood] public benefits program under the health and security ordinance to maximize the number of san franciscans that purchase health insurance and to create a needed wrap around program for medi-cal receipts. one of the unique strengths of the san francisco city option is that because it is a public benefit program, worker can use city medical reimbursement accounts to pay for premiums, deductibles, co-payments and other costs associated with carrying health insurance coverage through cover california without actually disqualifying them from federal subsidies under the aca. during the process thats was followed by the universal health care council, staff and the mayor's office, the departmen

president obama getting laughed at and mocked by his was to top officials over -- hra*ufed at by laughed at by top officials but he is not down winning. lou: chris? >> she is right, putin is far from didn't wining. i think he will pull rug from iran and syria, this is just a fore malty at-this-point, i think that putin feels he is in a position of power and barack obama is a weak president, he is a tough guy, he will take full advantage. it my go to russia, taiwan and north korea, this is the situation where bad things happen. lou: and the president insists on his -- his threatening rhetoric. he also insists on consequences. he talks as if he is speaking to i can't imagine, who he thinks he is talking to. but he is speaking to the president of russia who already demonstrateed high i is he is wills to use his power this president seems unwilling to maintain the power let alone use it. >> we've seen this before, vladimir putin is a former top kgb guy he talked about biggest tragedy of end of 20 century of the loss of soviet union, he intends ts to nail it back to wt he can. if you are vlad

. >>> de pronto ahora es la hra de coquetear, cómo tenemos que hacer. >>> a la hora de coquetear, muchaseam wonder, la sensación de un polvo batido suavemente... ...con pigmentos cremosos y 90% menos talco. para un acabado suave 100% perfecto. tal vez es maybelline. >>> este segmento de despierta américa es presentado por ... >>> seguimos esa mañana en despierta américa y si usted tiene un pequeño atención con esto, porque la paciencia es la mejor amiga de os padres para poder sobrepasar los retos de la infancia, ahora kle s la momento ideal para quitarle a los pequeños el pañal por las noches, doctor muy buenos días, algo muy interesante, que seguramente nos tocará muy pronto, cuándo quitarle elpañal a los bebés. >>e> s un proceso bastante largo, para mí lo más importante que tienen que saber los padres que es un proceso neurológico y madurativo, no el niño, cuando la mamá quiera o el papá quiera sino cuando él pueda, es lo mismo que pedir a un niño de seis meses que camine, todos tienen su propio tiempo, el niño es normal que moje la cama hasta los 5 años. >>> pero hay passo para esta